Health InsuranceInsurans Kesihatan
Pratonton Audio Lengkap
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EN: The past tense of 'get' is 'got'. It is used to show that something was received in the past.
Bahasa Melayu: Bentuk kata kerja lepas bagi 'get' ialah 'got'. Ia digunakan untuk menunjukkan bahawa sesuatu telah diterima pada masa lalu.
I got a gift from my friend yesterday.
Saya mendapat hadiah daripada seorang rakan semalam.
EN: In many English-speaking countries, important official communications like insurance updates or medical bills are still frequently sent via physical mail (a 'letter').
EN: Use 'did' to ask questions about the past. When using 'did', the main verb (say) stays in its basic form.
Bahasa Melayu: Gunakan 'did' untuk bertanyakan soalan tentang masa lalu. Apabila 'did' digunakan, kata kerja utama (say) mesti kekal dalam bentuk asal.
What did you eat for lunch?
Apa yang anda telah makan untuk makan tengah hari?
EN: In English, we often use 'say' when referring to what is written in a letter, sign, or book, rather than 'write'.
EN: Use 'will' followed by a base verb to talk about things that are going to happen in the future.
Bahasa Melayu: Gunakan 'will' diikuti dengan kata kerja asal untuk membincangkan perkara yang akan berlaku pada masa hadapan.
I will call you tomorrow.
Saya akan menghubungi anda esok.
EN: In the US, insurance companies often update their policies and premiums annually, which is why 'next year' is a common timeframe for these changes.
EN: Use 'be verb + -ing' to talk about things that are happening now or changing over time.
Bahasa Melayu: Gunakan "kata kerja be + -ing" untuk menceritakan perkara yang sedang berlaku atau sedang berubah dari semasa ke semasa.
The price of milk is going up.
Harga susu sedang meningkat.
EN: In many Western countries, insurance premiums (like health or car insurance) are adjusted annually. It is common for people to express frustration when costs increase every year.
EN: Use 'will be' + 'adjective' to talk about a future state or condition.
Bahasa Melayu: Gunakan "will be" + "kata sifat" untuk menceritakan keadaan atau situasi pada masa hadapan.
The weather will be cold tomorrow.
Cuaca esok akan menjadi sangat sejuk.
EN: In many English-speaking countries, health insurance premiums are reviewed and often adjusted annually, which is why the characters are discussing 'next year'.
EN: Use 'How much more' to ask about an additional amount of money or quantity compared to a previous state.
Bahasa Melayu: Gunakan "How much more" untuk bertanyakan tentang jumlah wang atau kuantiti tambahan berbanding sebelum ini.
How much more time do we need?
Berapa banyak lagi masa tambahan yang kita perlukan?
EN: In many English-speaking countries, insurance premiums are often adjusted annually, making this a common question during open enrollment or policy renewal periods.
EN: Use 'more per [time period]' to describe an increase in cost or frequency over a specific duration.
Bahasa Melayu: Gunakan "more per [tempoh masa]" untuk menceritakan peningkat kos atau kekerapan dalam sesuatu tempoh masa.
I need to drink two more glasses of water per day.
Saya perlu minum dua gelas air lagi setiap hari.
EN: In the US, insurance premiums are often discussed in monthly or yearly increments. Using 'per month' is the standard way to talk about recurring bills.
EN: Use 'but' to connect two opposite ideas or to add a contrasting thought to a sentence.
Bahasa Melayu: Gunakan 'but' untuk menghubungkan dua idea yang berlawanan atau menambah pemikiran yang berbeza dalam sesuatu ayat.
The car is old, but it is fast.
Kereta ini sangat lama, tetapi ia laju.
EN: In the US, 'coverage' refers to the specific amount of protection or benefits an insurance policy provides. People often balance the cost (premium) against the quality of coverage.
EN: The word 'read' is the past tense form here. In English, 'read' (present) and 'read' (past) are spelled the same but pronounced differently. The past tense sounds like the color 'red'.
Bahasa Melayu: Kata kerja 'read' di sini adalah dalam bentuk kata kerja lepas. Dalam bahasa Inggeris, 'read' (masa kini) dan 'read' (masa lepas) mempunyai ejaan yang sama tetapi sebutan yang berbeza. Sebutan untuk bentuk masa lepas bunyinya seperti warna 'red'.
I read the news yesterday.
Saya telah membaca berita semalam.
EN: In the US health insurance system, a 'deductible' is a common term. It refers to the amount you must pay out-of-pocket before your insurance provider begins to pay for covered services.
EN: Use 'What is... exactly?' when you want a clear and detailed definition of a specific term you don't fully understand.
Bahasa Melayu: Apabila anda ingin mendapatkan definisi yang jelas dan terperinci tentang sesuatu istilah khusus yang tidak anda fahami sepenuhnya, anda boleh menggunakan ungkapan "What is... exactly?".
What is a mortgage exactly?
Apakah sebenarnya pinjaman perumahan itu?
EN: In the US healthcare system, a 'deductible' is a common but often confusing term. It refers to the amount you must pay out-of-pocket for healthcare services before your insurance plan begins to pay.
EN: Use 'before' to show that one action happens first. In this sentence, we pay money first, and then the insurance company helps later.
Bahasa Melayu: Gunakan 'before' untuk menunjukkan bahawa satu tindakan berlaku terlebih dahulu. Dalam ayat ini, kita membayar wang terlebih dahulu sebelum syarikat insurans memberikan bantuan kemudian.
Wash your hands before you eat.
Basuh tangan anda sebelum makan.
EN: In the US health insurance system, a 'deductible' is a common concept. It is the fixed amount you must pay out-of-pocket for covered health care services before your insurance plan begins to pay.
EN: Use 'First... and then...' to describe a sequence of events or steps in a process.
Bahasa Melayu: Gunakan "First... and then..." untuk menceritakan urutan kejadian atau langkah-langkah dalam sesuatu proses.
First we eat dinner, and then we watch a movie.
Kita akan makan malam dahulu, dan kemudian menonton wayang.
EN: In the US healthcare system, a 'deductible' is a common concept where the patient must pay a specific amount out-of-pocket before the insurance company starts to cover the costs.
EN: Use 'Do you' at the beginning of a sentence to ask a question about a current fact or habit.
Bahasa Melayu: Gunakan "Do you" di permulaan ayat untuk bertanyakan soalan tentang fakta semasa atau tabiat.
Do you like coffee?
Adakah anda suka kopi?
EN: In English, 'doctor visit' or 'doctor's appointment' is commonly used to refer to a medical check-up or consultation.
EN: Use 'went' (the past tense of 'go') to talk about an action that happened and finished in the past.
Bahasa Melayu: Gunakan 'went' (bentuk kata kerja lepas bagi 'go') untuk bercakap tentang tindakan yang telah berlaku dan selesai pada masa lalu.
She went to the park yesterday.
Dia telah pergi ke taman semalam.
EN: In many Western countries, a 'check-up' refers to a routine physical examination to maintain health, often covered by insurance once a year.
EN: Use 'need to' followed by a base verb to express a necessity or something you must do.
Bahasa Melayu: Gunakan "need to" yang diikuti dengan kata kerja asal untuk menyatakan keperluan atau sesuatu yang wajib dilakukan.
I need to buy some milk.
Saya perlu beli sedikit susu.
EN: In the US health insurance system, a 'claim' is a formal request to an insurance company asking for payment based on the terms of the insurance policy. Patients often have to follow up on these to ensure the doctor gets paid.
EN: To ask a question about the past, start with 'Did' followed by the person (subject) and the basic form of the action (verb).
Bahasa Melayu: Untuk bertanyakan soalan tentang masa lalu, mulakan ayat dengan 'Did', diikuti oleh subjek dan kata kerja asal.
Did you eat breakfast?
Adakah anda sudah makan sarapan?
EN: In medical contexts, 'the papers' often refers to specific documents like prescriptions, receipts, or insurance claim forms.
EN: Use 'on' to describe something that is touching the surface of an object, like a desk or a table.
Bahasa Melayu: Gunakan kata sendi nama 'on' untuk menceritakan sesuatu yang bersentuhan dengan permukaan objek, seperti meja tulis atau meja.
The keys are on the table.
Kunci itu ada di atas meja.
EN: In many English-speaking countries, keeping physical copies of insurance documents and medical bills is common for tax and record-keeping purposes, even in the digital age.
EN: The verb 'help' can be followed by an object and then another verb without 'to' (help someone do something).
Bahasa Melayu: Kata kerja 'help' boleh diikuti oleh objek dan kemudian kata kerja lain tanpa 'to', yang bermaksud membantu seseorang melakukan sesuatu.
Can you help me carry these bags?
Bolehkah anda bantu saya membawa beg-beg ini?
EN: In English-speaking countries, insurance forms can be complex. Offering to 'help fill out' a form is a common way to show support to family members or friends.
EN: Use 'will be' + 'adjective' to talk about a future state or result.
Bahasa Melayu: Gunakan "will be" + "kata sifat" untuk menceritakan keadaan atau hasil pada masa hadapan.
The weather will be sunny tomorrow.
Cuaca akan sangat cerah esok.
EN: In Western culture, acknowledging help and emphasizing teamwork ('together') is a common way to show appreciation and build rapport.
EN: Use 'should' followed by a base verb to give advice or suggest a good idea.
Bahasa Melayu: Gunakan 'should' yang diikuti dengan kata kerja asal untuk memberikan nasihat atau cadangan yang baik.
We should buy some milk.
Kita patut membeli sedikit susu.
EN: In many Western countries, people often 'shop around' for insurance every year to find the best rates, as prices can change frequently.
EN: Use 'can' to express possibility or the ability to do something in the future.
Bahasa Melayu: Gunakan 'can' untuk menyatakan kemungkinan atau kebolehan untuk melakukan sesuatu pada masa hadapan.
We can watch a movie tonight.
Kita boleh menonton filem malam ini.
EN: Use 'will' to express a decision made at the moment of speaking or to offer help.
Bahasa Melayu: Gunakan 'will' untuk menyatakan keputusan yang dibuat secara spontan semasa bercakap atau untuk menawarkan bantuan.
I will open the window for you.
Saya akan bantu anda bukakan tingkap.
EN: In many English-speaking households, it is common to divide chores or tasks (like cooking vs. searching for information) to show cooperation.
Kosa kata utama dengan sebutan IPA, definisi, contoh ayat, dan kuiz interaktif.
Dalam konteks: Insurans
Dalam konteks: premium insurans
Dalam konteks: perlindungan insurans
Dalam konteks: deduktibel (jumlah bayaran sendiri)
Dalam konteks: pemeriksaan kesihatan
Dalam konteks: tuntutan insurans
Dalam konteks: membandingkan
Dalam konteks: mencari / membuat carian maklumat
Frasa dengan label jenis, definisi dwibahasa, nota penggunaan, dan contoh ayat.
To increase in price, amount, or level.
Naik; meningkat
To complete a form or document by writing information in the spaces provided.
Mengisi (borang, dokumen)
A specific type of insurance policy with set benefits and costs.
Pelan insurans
To search for information on the internet.
Mencari dalam talian
The amount of money that an individual or business must pay for an insurance policy.
Premium insurans
The amount of protection or the specific risks that are covered by an insurance policy.
Liputan insurans
The amount of money that the insured person must pay out of pocket before the insurance company starts to pay for a loss.
Deduktibel
A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
Tuntutan insurans