Rising prices are Britons’ biggest money worry as inflation stays high, survey findsTinjauan: Kenaikan harga jadi kebimbangan kewangan terbesar rakyat Britain ketika inflasi kekal tinggi
Pratonton Audio Lengkap
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EN: Present Participle as Adjective: The word 'Rising' is a present participle (verb + -ing) used as an adjective to describe the noun 'Prices'. It indicates an ongoing action or state.
Bahasa Melayu: Partisipel kini sebagai kata sifat: 'Rising' ialah partisipel kini (kata kerja + -ing), digunakan di sini sebagai kata sifat untuk menerangkan kata nama 'Prices' (harga). Ia menunjukkan tindakan atau keadaan yang sedang berlaku.
The falling leaves covered the ground.
Daun-daun yang berguguran menutupi tanah.
EN: Superlative Adjectives: 'The Biggest' is the superlative form of 'big'. In English, we use 'the' + adjective-est (or 'most' + adjective) to compare three or more things and indicate the extreme.
Bahasa Melayu: Kata sifat superlatif: 'The Biggest' ialah bentuk superlatif bagi 'big'. Dalam bahasa Inggeris, kita menggunakan 'the' dengan akhiran kata sifat -est (atau 'most' + kata sifat) untuk membandingkan tiga atau lebih perkara dan menunjukkan yang paling tinggi darjatnya.
This is the most expensive car in the shop.
Ini ialah kereta paling mahal di kedai ini.
EN: In British English news headlines, the 'source' of the information (like 'Survey Shows' or 'Police Say') is often placed at the end of the sentence after a comma, which is a stylistic choice to emphasize the main news first.
EN: The Present Perfect Tense (have/has + past participle) is used here to describe an action or state that started in the past and continues to be relevant or true in the present.
Bahasa Melayu: Kala kini sempurna (have/has + partisipel lampau) digunakan di sini untuk menerangkan tindakan atau keadaan yang bermula pada masa lalu dan berterusan hingga kini, atau masih penting pada masa kini.
The cost of living has increased significantly this year.
Kos sara hidup telah meningkat dengan ketara tahun ini.
EN: The Superlative Adjective 'the biggest' is used to compare three or more things, indicating that 'financial worry' is at the highest degree among all worries.
Bahasa Melayu: Kata sifat superlatif 'the biggest' digunakan untuk membandingkan tiga atau lebih perkara, menunjukkan bahawa 'kebimbangan kewangan' adalah yang paling tinggi darjatnya di antara semua kebimbangan.
This is the biggest challenge the company has ever faced.
Ini ialah cabaran terbesar yang pernah dihadapi oleh syarikat itu.
EN: The term 'households' is commonly used in UK economic reports to refer to the basic unit of people living together who make financial decisions, rather than just individuals.
EN: The sentence uses a 'Noun Clause' starting with 'that' as the direct object of the verb 'found'. This clause functions as a noun to describe what was discovered.
Bahasa Melayu: Ayat ini menggunakan 'Klausa Kata Nama' yang dimulakan dengan 'that' sebagai objek langsung bagi kata kerja 'found'. Klausa ini berfungsi seperti kata nama, untuk menerangkan kandungan spesifik penemuan tersebut.
The report shows that global temperatures are rising.
Laporan itu menunjukkan bahawa suhu global semakin meningkat.
EN: The adverb 'increasingly' is used to modify the adjective 'gloomy', indicating a progressive change or growth in a particular state.
Bahasa Melayu: Kata keterangan 'increasingly' digunakan untuk menerangkan kata sifat 'gloomy', menunjukkan bahawa sesuatu keadaan semakin meningkat atau berkembang secara berterusan.
The exam questions are becoming increasingly difficult.
Soalan peperiksaan menjadi semakin sukar.
EN: S&P Global is a major American publicly traded corporation that provides financial information and analytics. In economic news, their surveys are often used as key indicators of market sentiment and consumer behavior.
EN: Non-restrictive Relative Clauses: The word 'which' is used after a comma to provide extra information about the preceding noun ('official inflation figures'). Unlike restrictive clauses, this information is not essential to identify the noun but adds descriptive detail.
Bahasa Melayu: Klausa relatif bukan pembatas: Perkataan 'which' digunakan selepas koma untuk memberikan maklumat tambahan tentang anteseden (di sini, 'official inflation figures'). Tidak seperti klausa pembatas, maklumat ini tidak diperlukan untuk mengenal pasti kata nama tersebut, tetapi memberikan penjelasan tambahan.
The report, which was released yesterday, highlights the economic growth.
Laporan ini (yang diterbitkan semalam) menekankan pertumbuhan ekonomi.
EN: Passive Voice: The structure 'be + past participle' (was published, were expected) is used when the action is more important than the person or thing performing it. In news reports, this shifts focus to the events and data.
Bahasa Melayu: Suara pasif: Struktur 'be + partisipel lampau' (seperti was published, were expected). Digunakan apabila tindakan itu sendiri lebih penting daripada pelaku. Dalam laporan berita, ini memindahkan tumpuan kepada peristiwa dan data.
The results were expected to be positive.
Keputusan dijangka positif.
EN: In economic reporting, 'official inflation figures' usually refer to the Consumer Price Index (CPI) released by government agencies. The timing of such reports is critical as they influence market expectations and central bank decisions on interest rates.
EN: The infinitive 'to measure' is used here as an adverbial of purpose, explaining 'why' the survey uses the index.
Bahasa Melayu: Infinitif 'to measure' digunakan di sini sebagai kata keterangan tujuan, menerangkan 'mengapa' tinjauan itu menggunakan indeks ini.
He saved money to buy a new car.
Dia menyimpan wang untuk membeli kereta baharu.
EN: The noun clause 'how people feel about their finances' acts as the direct object of the verb 'measure'. It follows the structure: question word + subject + verb.
Bahasa Melayu: Klausa kata nama 'how people feel about their finances' bertindak sebagai objek langsung bagi kata kerja 'measure'. Strukturnya ialah: kata tanya + subjek + kata kerja.
I don't know how she finished the work so fast.
Saya tidak tahu bagaimana dia menyiapkan kerja itu dengan begitu cepat.
EN: The use of 'down from' is a common prepositional phrase used to compare a current figure with a previous one, indicating a decrease.
Bahasa Melayu: 'Down from' ialah frasa kata depan yang biasa digunakan untuk membandingkan data semasa dengan data sebelumnya, menunjukkan penurunan nilai.
The unemployment rate is 4.5%, down from 5.0% last year.
Kadar pengangguran ialah 4.5%, lebih rendah daripada 5.0% tahun lepas.
EN: Prepositions of time: 'in' is used with months (e.g., in May, in April) to indicate when an event occurred.
Bahasa Melayu: Kata depan masa: 'in' digunakan dengan bulan (contohnya, pada bulan Mei, pada bulan April) untuk menunjukkan masa sesuatu peristiwa berlaku.
The project will be completed in June.
Projek itu akan disiapkan pada bulan Jun.
EN: In financial reporting, precision is key. The use of decimals (42.1, 42.3) and specific months helps stakeholders track economic trends accurately. The index mentioned is likely a 'Consumer Sentiment Index' which reflects public confidence in the economy.
EN: The word 'when' is used here as a relative adverb to introduce a non-defining relative clause. It provides additional information about a specific time (July 2023) mentioned in the main clause.
Bahasa Melayu: Perkataan 'when' digunakan di sini sebagai kata keterangan relatif untuk memperkenalkan klausa relatif bukan pembatas. Ia digunakan untuk memberikan maklumat tambahan tentang masa tertentu yang disebut dalam klausa utama (Julai 2023).
I remember the day when we first met.
Saya masih ingat hari kita pertama kali bertemu.
EN: The prepositional phrase 'because of' is used to indicate a reason or cause. It is followed by a noun or noun phrase (the Russian invasion).
Bahasa Melayu: Frasa kata depan 'because of' digunakan untuk menunjukkan sebab atau alasan. Ia diikuti oleh kata nama atau frasa kata nama (pencerobohan Rusia).
The flight was delayed because of the heavy rain.
Penerbangan itu ditangguhkan kerana hujan lebat.
EN: The sentence refers to the global economic impact of the conflict in Ukraine, which led to a sharp increase in energy and food prices worldwide, particularly affecting the cost of living in the UK.
EN: The sentence uses a 'wh- noun clause' starting with 'how' as the direct object of the verb 'tracks'. This clause functions as a noun to describe the specific information being monitored.
Bahasa Melayu: Ayat ini menggunakan 'klausa kata nama wh-' yang dimulakan dengan 'how' sebagai objek langsung bagi kata kerja 'tracks'. Klausa ini berfungsi seperti kata nama, untuk menerangkan kandungan maklumat spesifik yang dikesan.
The report explains how businesses adapt to new regulations.
Laporan itu menerangkan bagaimana syarikat menyesuaikan diri dengan peraturan baharu.
EN: The Oxford Comma (the comma before 'and') is used here to clearly separate the final item in a list of four nouns: spending, savings, debt, and employment.
Bahasa Melayu: Koma Oxford (koma sebelum 'and') digunakan di sini untuk memisahkan dengan jelas item terakhir dalam senarai yang mengandungi empat kata nama: perbelanjaan, simpanan, hutang, dan pekerjaan.
She bought apples, oranges, and bananas.
Dia membeli epal, oren, dan pisang.
EN: In economic reporting, 'The index' often refers to a specific statistical measure used to track changes in the economy. In this context, it refers to the consumer sentiment index mentioned earlier in the text, which is a common tool for economists to gauge public confidence.
EN: The Present Continuous Participle as an Adjective: The word 'growing' is a present participle (verb + -ing) used as an adjective to describe a noun that is currently in a state of change or development.
Bahasa Melayu: Partisipel kini sebagai kata sifat: 'growing' ialah partisipel kini (kata kerja + -ing), digunakan di sini sebagai kata sifat untuk menerangkan kata nama yang sedang dalam keadaan berubah atau berkembang.
The rising sun is beautiful.
Matahari yang sedang terbit itu cantik.
EN: Subject-Verb Agreement: In English, the verb must agree with the subject in number. Here, 'Higher fuel prices' is a plural subject, so the plural verb 'are' is used.
Bahasa Melayu: Persetujuan subjek-kata kerja: Dalam bahasa Inggeris, kata kerja mesti bersetuju dengan subjek dari segi bilangan. Di sini, 'Higher fuel prices' ialah subjek jamak, jadi kata kerja jamak 'are' digunakan.
The students are ready for the test.
Para pelajar telah bersedia untuk mengambil peperiksaan.
EN: In the UK, 'fuel prices' typically refers to the cost of petrol (gasoline) and diesel for vehicles, which is a significant part of the cost of living and is highly sensitive to global geopolitical events.
EN: Appositives are nouns or noun phrases that follow another noun to provide additional information or clarification. In this sentence, 'an important shipping route' explains what 'The strait of Hormuz' is.
Bahasa Melayu: Apositif ialah kata nama atau frasa kata nama yang mengikuti kata nama lain untuk memberikan maklumat atau penjelasan tambahan. Dalam ayat ini, 'an important shipping route' menerangkan apa itu 'Selat Hormuz'.
Mr. Chen, my English teacher, is very kind.
Encik Tan, guru Bahasa Inggeris saya, sangat baik hati.
EN: The Present Perfect Passive Voice ('has been' + past participle) is used to describe an action that happened at an unspecified time in the past and has a result in the present, where the subject receives the action.
Bahasa Melayu: Suara pasif kala kini sempurna ('has been' + partisipel lampau) digunakan untuk menerangkan tindakan yang berlaku pada masa lalu pada masa yang tidak pasti dan mempunyai kesan pada masa kini, dengan subjek sebagai penerima tindakan.
The window has been broken by the wind.
Tingkap itu pecah akibat tiupan angin.
EN: The Strait of Hormuz is one of the world's most strategically important choke points for oil transport. Located between Oman and Iran, it connects the Persian Gulf with the Gulf of Oman and the Arabian Sea. Any disruption here significantly impacts global energy prices.
EN: The Present Perfect tense (has pushed) is used here to describe a past action that has a direct result or relevance to the present situation.
Bahasa Melayu: Kala kini sempurna (has pushed) digunakan di sini untuk menerangkan tindakan yang berlaku pada masa lalu, dan tindakan itu mempunyai kesan atau kaitan langsung dengan keadaan semasa.
The heavy rain has caused the river levels to rise.
Hujan lebat telah menyebabkan paras air meningkat.
EN: The conjunction 'that' introduces a noun clause acting as the object of the verb 'fear', specifying what people are afraid of.
Bahasa Melayu: Kata hubung 'that' memperkenalkan klausa kata nama yang bertindak sebagai objek bagi kata kerja 'fear', untuk menerangkan secara spesifik apa yang dibimbangkan oleh orang ramai.
Scientists fear that global temperatures will continue to increase.
Para saintis bimbang suhu global akan terus meningkat.
EN: In the context of global economics, interest rates are a primary tool used by central banks to control inflation. When prices (inflation) rise too quickly, central banks often increase interest rates to cool down the economy, which directly impacts household mortgages and loans.
EN: The causative structure 'make + object + adjective' is used to describe how someone or something causes a change in state or condition. In this sentence, 'it' is a dummy object representing the infinitive phrase that follows.
Bahasa Melayu: Struktur kausatif 'make + objek + kata sifat' digunakan untuk menerangkan bagaimana seseorang atau sesuatu menyebabkan perubahan dalam keadaan atau situasi. Dalam ayat ini, 'it' ialah objek palsu, mewakili frasa infinitif yang mengikutinya.
The heavy rain made the roads slippery.
Hujan lebat menjadikan jalan raya licin.
EN: The use of 'it' as a dummy object (preparatory object) allows the real object (to pay back loans...) to be placed at the end of the sentence for better flow and clarity.
Bahasa Melayu: Penggunaan 'it' sebagai objek palsu (objek persediaan) membolehkan objek sebenar (membayar balik pinjaman...) diletakkan di hujung ayat, menjadikan struktur ayat lebih seimbang dan jelas.
I find it difficult to wake up early.
Saya mendapati sukar untuk bangun awal.
EN: In the UK, many mortgages are on variable rates or short-term fixed rates. This means that when the central bank raises interest rates to fight inflation, British households feel the financial impact much more quickly than in countries where 30-year fixed mortgages are common.
EN: The Present Perfect Tense (have + past participle) is used here to describe an action that happened at an unspecified time in the past and has a result or relevance in the present.
Bahasa Melayu: Kala kini sempurna (have + partisipel lampau) digunakan di sini untuk menerangkan tindakan yang berlaku pada masa lalu pada masa yang tidak pasti, dan masih mempunyai kesan atau kaitan dengan masa kini.
The company has seen a growth in sales this year.
Syarikat itu telah menyaksikan peningkatan dalam jualan tahun ini.
EN: The Noun Clause starting with 'that' acts as the direct object of the verb 'found', explaining exactly what was discovered.
Bahasa Melayu: Klausa kata nama yang dimulakan dengan 'that' bertindak sebagai objek langsung bagi kata kerja 'found', untuk menerangkan secara spesifik apa yang ditemui.
Scientists found that the climate is changing rapidly.
Para saintis mendapati bahawa iklim sedang berubah dengan cepat.
EN: In the UK, the 'cost of living crisis' has been a major socio-economic issue since 2022, leading to significant changes in household spending and saving habits as mentioned in the survey.
EN: The phrase 'at the fastest pace' uses the superlative adjective 'fastest' with the preposition 'at' to describe the rate or speed at which an action occurs.
Bahasa Melayu: Frasa 'at the fastest pace' menggunakan kata sifat superlatif 'fastest' dengan kata depan 'at', digunakan untuk menerangkan kadar atau kelajuan sesuatu tindakan berlaku.
Technology is developing at the fastest pace in history.
Teknologi sedang berkembang pada kadar terpantas dalam sejarah.
EN: The word 'since' is used as a preposition here to indicate a starting point in time, referring back to a specific date (July 2023) to show how long a situation has been the case.
Bahasa Melayu: 'Since' digunakan di sini sebagai kata depan untuk menandakan titik permulaan dalam masa, merujuk kembali kepada tarikh tertentu (Julai 2023), untuk menunjukkan tempoh masa sesuatu keadaan berterusan.
He has been working here since 2010.
Dia telah bekerja di sini sejak tahun 2010.
EN: The mention of July 2023 refers to a period of significant economic pressure in the UK, often linked to high inflation rates following global geopolitical events. Comparing current data to this specific point helps readers understand the severity of the current financial situation.
EN: Present Perfect Tense: Formed with 'have/has + past participle'. It is used here to describe an action that started in the past and has a result or relevance in the present.
The recent storm has caused significant damage to the city.
Kempen baru-baru ini telah menyebabkan kerosakan besar kepada bandar ini.
EN: Collocation 'Put pressure on': A common phrase meaning to try to make someone do something or to be a burden on a situation.
Bahasa Melayu: Kolokasi 'Put pressure on': Frasa biasa yang bermaksud cuba memaksa seseorang melakukan sesuatu atau menyebabkan beban kepada sesuatu keadaan.
The rising demand for housing is putting pressure on local prices.
Permintaan perumahan yang semakin meningkat sedang memberi tekanan kepada harga tempatan.
EN: In the UK, 'household budgets' is a common term used in economic discussions to refer to the total money a family has to spend on necessities like food, energy, and housing. The mention of energy prices is particularly relevant due to the global energy crisis affecting Europe since 2022.
EN: Appositives are nouns or noun phrases that follow another noun to provide additional information or clarification. In this sentence, 'an economist at S&P Global' identifies who Maryam Baluch is.
Bahasa Melayu: Apositif ialah kata nama atau frasa kata nama yang mengikuti kata nama lain untuk memberikan maklumat atau penjelasan tambahan. Dalam ayat ini, 'an economist at S&P Global' menerangkan identiti Maryam Baluch.
Mr. Smith, my high school teacher, is very kind.
Encik Smith, guru sekolah menengah saya, sangat baik hati.
EN: The present perfect tense (have/has + past participle) is used to describe an action that happened at an unspecified time in the past and has relevance to the present. 'Have taken' suggests the worries started recently and are still prominent.
Bahasa Melayu: Kala kini sempurna (have/has + partisipel lampau) digunakan untuk menerangkan tindakan yang berlaku pada masa lalu pada masa yang tidak pasti dan berkaitan dengan masa kini. 'Have taken' membayangkan bahawa kebimbangan ini bermula baru-baru ini dan masih sangat ketara pada masa kini.
The new policy has caused many debates.
Dasar baharu ini telah menimbulkan banyak perdebatan.
EN: The idiom 'take centre stage' originates from the theatre, referring to an actor moving to the middle of the stage where they receive the most attention. In business and news, it means a particular issue has become the most important or prominent topic.
EN: The phrasal verb 'eat into' means to use up or consume a part of something valuable, such as time or money, especially when you do not want to.
Bahasa Melayu: Frasa kerja 'eat into' bermaksud menggunakan atau menghabiskan sebahagian daripada sesuatu yang berharga (seperti masa atau wang), terutamanya dalam keadaan yang tidak disengajakan.
High medical bills are eating into my retirement fund.
Bil perubatan yang tinggi sedang menghabiskan dana persaraan saya.
EN: The phrase 'at a rate that...' uses a relative clause to describe the speed or frequency of an action. 'That has not been seen for a long time' is a present perfect passive relative clause modifying 'rate'.
Bahasa Melayu: Frasa 'at a rate that...' menggunakan klausa relatif untuk menerangkan kelajuan atau kekerapan sesuatu tindakan. 'That has not been seen for a long time' ialah klausa relatif dalam bentuk pasif kala kini sempurna, digunakan untuk menerangkan 'rate' (kadar).
Technology is advancing at a rate that surprises everyone.
Teknologi sedang maju pada kadar yang mengejutkan semua orang.
EN: The phrase 'cost of living' is a standard economic term used frequently in British media to discuss inflation and its impact on everyday expenses like food, rent, and energy.
Kosa kata utama dengan sebutan IPA, definisi, contoh ayat, dan kuiz interaktif.
Dalam konteks: Bermakna berasa pesimis atau muram tentang masa depan
Dalam konteks: Inflasi, merujuk kepada fenomena kenaikan harga secara berterusan
Dalam konteks: Emosi, pandangan, atau pendapat
Dalam konteks: Indeks, nilai yang digunakan untuk mengukur perubahan
Dalam konteks: Pencerobohan bersenjata, pencerobohan
Dalam konteks: Pinjaman bercagar, biasanya pinjaman rumah
Dalam konteks: Ahli ekonomi
Dalam konteks: Tekanan, merujuk kepada beban ekonomi
Frasa dengan label jenis, definisi dwibahasa, nota penggunaan, dan contoh ayat.
The proportion of a loan that is charged as interest to the borrower.
Kadar faedah
The amount of money needed to cover basic expenses such as housing, food, and healthcare.
Kos sara hidup
To become the most important or noticeable part of a situation.
Menjadi tumpuan, menjadi isu utama
To gradually use up or reduce something, such as savings or time.
Mengurangkan, menjejaskan (wang atau masa)