EN: The Present Perfect Tense (has/have + past participle) is used here to describe a past action ('has decided') that has a strong relevance or result in the present moment.
Bahasa Melayu: Kala kini sempurna (has/have + past participle) digunakan di sini untuk menerangkan tindakan yang berlaku pada masa lalu ("telah memutuskan") yang mempunyai kaitan atau kesan yang rapat dengan masa kini.
The government has decided to implement new tax laws.
Kerajaan telah memutuskan untuk melaksanakan undang-undang cukai baharu.
EN: The phrase 'keep [something] on hold' is a common business and financial idiom meaning to delay, postpone, or maintain something in its current state without making changes.
Bahasa Melayu: Frasa "keep [something] on hold" ialah frasa perniagaan dan kewangan yang biasa, bermakna menangguhkan, menunda, atau mengekalkan sesuatu dalam keadaan sedia ada tanpa perubahan (di sini bermakna mengekalkan kadar faedah tidak berubah).
They decided to keep the project on hold until next year.
Mereka memutuskan untuk menangguhkan projek itu ke tahun hadapan.
EN: The 'Bank of England' is the central bank of the United Kingdom, responsible for setting monetary policy, including interest rates, to ensure economic stability. Decisions on interest rates directly affect borrowing costs, mortgages, and inflation in the UK.
EN: The phrase 'in favour of' is a prepositional phrase meaning 'in support of' or 'to the benefit of'. It is followed by a noun or a gerund (verb-ing) to indicate the action or decision being supported.
Bahasa Melayu: Frasa sendi nama "in favour of" bermakna "menyokong", "berpihak kepada" atau "menguntungkan". Ia mesti diikuti oleh kata nama atau gerund (V-ing), untuk menunjukkan tindakan atau keputusan yang disokong.
The majority of the board members voted in favour of implementing the new policy.
Kebanyakan ahli lembaga mengundi untuk menyokong pelaksanaan dasar baharu.
EN: The verb 'leave' can be used in the pattern 'leave + object + adjective' to mean 'to cause or allow someone or something to remain in a specified state'. Here, 'rates' is the object and 'unchanged' is the adjective.
Bahasa Melayu: Kata kerja "leave" boleh digunakan dalam pola "leave + objek + kata sifat" untuk bermakna "menjadikan seseorang atau sesuatu dalam keadaan tertentu". Di sini, "rates" (kadar) ialah objek, dan "unchanged" (tidak berubah) ialah kata sifat sebagai pelengkap objek.
Please leave the door open so the fresh air can circulate.
Sila biarkan pintu terbuka supaya udara segar dapat masuk.
EN: The 'monetary policy committee' (MPC) refers specifically to the committee of the Bank of England responsible for making decisions about the official interest rates in the United Kingdom. The voting ratio (seven to two) highlights that while there was a strong consensus, the decision was not unanimous, reflecting differing economic outlooks among policymakers.
EN: The 'it is + adjective + to-infinitive' structure uses 'it' as a dummy subject (or preparatory subject) to represent the real subject, which is the infinitive clause ('to raise rates') placed at the end of the clause for better sentence balance.
Bahasa Melayu: Struktur "it is + kata sifat + to-infinitive" menggunakan "it" sebagai subjek dummy (atau subjek pendahulu), untuk mewakili subjek sebenar, iaitu klausa infinitif yang diletakkan di hujung ayat untuk mengimbangkan struktur ayat (di sini "to raise rates").
It is important to save money for the future.
Menabung untuk masa depan adalah sangat penting.
EN: The prepositional phrase 'because of' is used to introduce a reason. Unlike the conjunction 'because', which must be followed by a full clause (subject + verb), 'because of' must be followed by a noun, pronoun, or noun phrase.
Bahasa Melayu: Frasa sendi nama "because of" digunakan untuk memperkenalkan sebab. Tidak seperti kata hubung "because" yang mesti diikuti oleh klausa lengkap (subjek + kata kerja), "because of" mesti diikuti oleh kata nama, kata ganti nama atau frasa nama.
The flight was delayed because of the heavy rain.
Penerbangan itu ditunda kerana hujan lebat.
EN: Present Perfect Tense (has + past participle) is used here to describe an action that happened in the recent past and has a direct relevance or effect on the present situation.
Bahasa Melayu: Kala kini sempurna (has + past participle) digunakan di sini untuk menerangkan tindakan yang berlaku pada masa lalu yang baru sahaja dan mempunyai kaitan atau kesan langsung terhadap keadaan sekarang.
The company has launched its new product this week.
Syarikat itu telah melancarkan produk baharu pada minggu ini.
EN: The preposition 'for' is used to indicate the target or object of the noun 'forecast', specifying what the forecast is about (inflation).
Bahasa Melayu: Kata sendi nama "for" di sini digunakan untuk menunjukkan sasaran atau objek bagi kata nama "forecast (ramalan)", menjelaskan ramalan itu adalah untuk apa (inflasi).
The weather forecast for tomorrow predicts heavy rain.
Ramalan cuaca esok menjangkakan hujan lebat.
EN: The 'Bank' in this context refers to the Bank of England, which is the central bank of the United Kingdom. It is responsible for setting monetary policy, including interest rates, to control inflation and maintain economic stability.
EN: The structure 'predict + that-clause' is used to report a forecast or expectation about the future. Since the prediction was made in the past ('predicted'), the future-in-the-past auxiliary verb 'would' is used in the noun clause instead of 'will'.
Bahasa Melayu: Struktur "predict + that-clause" digunakan untuk melaporkan ramalan atau jangkaan tentang masa depan. Oleh kerana ramalan itu dibuat pada masa lalu (menggunakan kata kerja lampau "predicted"), kata kerja bantu "would" mesti digunakan dalam klausa nama, bukan "will".
The report predicted that the economy would recover next year.
Laporan itu meramalkan bahawa ekonomi akan pulih pada tahun hadapan.
EN: The prepositional phrase 'by the end of...' is used to indicate a deadline or a point in time before which an action will be completed or a state will be reached.
Bahasa Melayu: Frasa sendi nama "by the end of..." (sebelum akhir...) digunakan untuk menunjukkan tarikh akhir atau titik masa, sebelum titik itu sesuatu tindakan akan selesai atau mencapai keadaan tertentu.
We need to submit the project by the end of the month.
Kita perlu menghantar projek itu sebelum akhir bulan ini.
EN: Comparative Adjectives: The structure 'adjective + -er + than' is used to compare two things. In this sentence, 'lower than' compares the current forecast with the previous one.
Bahasa Melayu: Kata sifat perbandingan: Struktur "kata sifat + -er + than" digunakan untuk membandingkan dua perkara. Dalam ayat ini, "lower than" (lebih rendah daripada) membandingkan ramalan semasa dengan ramalan sebelumnya.
This smartphone is faster than the old one.
Telefon pintar ini lebih cepat daripada yang lama.
EN: Relative Clause with Passive Voice: 'that was made in April' is a defining relative clause modifying the pronoun 'one'. It uses the passive voice ('was made') to show that the action was performed on the forecast, not by it.
Bahasa Melayu: Klausa relatif dengan suara pasif: 'that was made in April' ialah klausa relatif yang menentukan, digunakan untuk menerangkan kata ganti 'one'. Ia menggunakan suara pasif (was made) untuk menunjukkan bahawa tindakan itu dikenakan ke atas ramalan, bukan dilakukan oleh ramalan itu sendiri.
The decision that was announced yesterday surprised everyone.
Keputusan yang diumumkan semalam mengejutkan semua orang.
EN: In financial and economic contexts, forecasts are regularly updated (often quarterly or monthly) by central banks like the Bank of England. Comparing current forecasts to previous ones (such as those from 'April') is a standard way to analyze economic trends and policy shifts.
EN: Apposition (同位語): A noun phrase placed next to another noun to identify or explain it. Here, 'the governor of the Bank of England' is an appositive phrase explaining who 'Andrew Bailey' is.
Bahasa Melayu: Aposisi: Frasa nama yang diletakkan selepas frasa nama lain untuk menerangkan atau menjelaskan frasa nama itu. Dalam ayat ini, "the governor of the Bank of England" (gabenor Bank of England) ialah frasa aposisi yang menerangkan identiti "Andrew Bailey" (Andrew Bailey).
Mr. Smith, the principal of our school, will give a speech tomorrow.
Pengetua sekolah kami, Encik Smith, akan memberikan ucapan esok.
EN: Noun Clause as Object (名詞子句作賓語/受詞): The conjunction 'that' introduces a noun clause ('that consumers should expect...') which functions as the direct object of the reporting verb 'warned'.
Bahasa Melayu: Klausa nama sebagai objek: Kata hubung "that" memperkenalkan klausa nama ("that consumers should expect...") yang berfungsi sebagai objek langsung bagi kata kerja "warned" (memberi amaran).
She warned that the road would be very slippery after the rain.
Dia memberi amaran bahawa jalan raya akan menjadi sangat licin selepas hujan.
EN: The 'Bank of England' is the central bank of the United Kingdom, often referred to as 'the Old Lady of Threadneedle Street'. The 'governor' is the highest-ranking official in the bank, responsible for monetary policy and economic stability. Andrew Bailey has served in this role since March 2020.
EN: Indirect Speech (Reported Speech): When reporting what someone said in the past, we often use a reporting verb like 'said' followed by a 'that' clause (where 'that' can be omitted). The tense of the verbs inside the reported clause often shifts backward (backshifting), though present perfect ('has created') can sometimes be used to emphasize the ongoing relevance of the situation to the present.
Bahasa Melayu: Ucapan tidak langsung (kata pelapor): Apabila melaporkan apa yang seseorang katakan pada masa lalu, kita biasanya menggunakan kata kerja pelapor seperti 'said', diikuti oleh klausa yang diperkenalkan oleh 'that' ('that' boleh digugurkan). Kala kata kerja dalam klausa yang dilaporkan biasanya dianjak ke masa lalu (backshift), tetapi kadangkala kala kini sempurna ('has created') boleh digunakan untuk menekankan kesan berterusan keadaan itu pada masa kini.
She said the new policy has improved working conditions.
Dia berkata bahawa dasar baharu itu telah memperbaiki keadaan kerja.
EN: Present Perfect Tense: Used here ('has created') to describe an action that started in the past and has a strong connection or impact on the present situation.
Bahasa Melayu: Kala kini sempurna: Digunakan di sini ('has created') untuk menerangkan tindakan yang bermula pada masa lalu dan mempunyai kaitan atau kesan yang kuat terhadap keadaan semasa.
The heavy rain has caused traffic delays across the city.
Hujan lebat telah menyebabkan kelewatan trafik di seluruh bandar.
EN: The mention of the 'Middle East' in relation to 'energy prices' reflects the region's historical and ongoing geopolitical significance as a major global producer of oil and natural gas. In financial and central banking contexts, conflicts in this region are closely monitored because they can lead to supply disruptions, causing global energy prices and inflation to spike.
EN: The phrase 'in the pipeline' is an idiom used as an adjective or adverb meaning 'in progress', 'under development', or 'about to happen in the near future'. It is commonly used in business and economic contexts.
Bahasa Melayu: Frasa "in the pipeline" ialah simpulan bahasa yang digunakan sebagai kata sifat atau kata keterangan, bermakna "sedang berjalan", "sedang dirancang" atau "akan berlaku tidak lama lagi". Ini sangat biasa digunakan dalam konteks perniagaan dan ekonomi.
Several new projects are in the pipeline for next year.
Terdapat beberapa projek baharu yang sedang dirancang untuk tahun hadapan.
EN: The conjunction 'even though' is used to introduce a concession clause, expressing a fact that makes the main statement surprising. It is followed by a subject and a verb, and is stronger than 'although'.
Bahasa Melayu: Kata hubung "even though" (walaupun) digunakan untuk memperkenalkan klausa konsesi, menyatakan fakta yang menjadikan klausa utama kelihatan mengejutkan. Ia diikuti oleh subjek dan kata kerja, dan lebih kuat daripada "although".
Even though she was tired, she finished her homework.
Walaupun dia letih, dia tetap menyiapkan kerja rumahnya.
EN: The phrase 'in the pipeline' originally comes from the oil and gas industry, referring to products physically traveling through a pipeline. Over time, it became a widely used business and economic idiom to describe goods, projects, or economic effects (like inflation) that are planned or developing and will arrive in the future.
EN: Passive Voice (was announced): Used when the action itself is more important than who performed it, or when the agent is unknown. It is formed with the verb 'to be' (was) + past participle (announced).
Bahasa Melayu: Kata kerja pasif (was announced): Digunakan apabila tindakan itu sendiri lebih penting daripada pelaku, atau apabila pelaku tidak diketahui. Strukturnya ialah "kata kerja be (was) + kata kerja lampau (announced)".
The results were published on the official website.
Keputusan itu telah diumumkan di laman web rasmi.
EN: The prepositional phrase 'on the same day as': Used to show that two events happened at the exact same time. 'As' introduces the second event or reference point.
Bahasa Melayu: Frasa sendi nama "on the same day as" (pada hari yang sama dengan): digunakan untuk menunjukkan bahawa dua peristiwa berlaku pada masa yang sama. "as" diikuti oleh peristiwa kedua atau titik rujukan.
She started her new job on the same day as her birthday.
Dia memulakan kerja baharunya pada hari yang sama dengan hari lahirnya.
EN: In the UK, major economic announcements, such as interest rate decisions by the Bank of England and employment data from the Office for National Statistics (ONS), are highly anticipated events that can significantly impact financial markets. When these events coincide on the same day, it often leads to intense analysis by economists and media regarding the health of the British economy.
EN: The past simple tense of the irregular verb 'fall' is 'fell'. It is used here to describe a completed action in the past.
Bahasa Melayu: Kata kerja lampau bagi kata kerja tidak tetap "fall" (turun) ialah "fell". Ia digunakan di sini untuk menerangkan tindakan atau keadaan yang telah selesai pada masa lalu.
The temperature fell rapidly after sunset.
Suhu jatuh dengan cepat selepas matahari terbenam.
EN: The present participle phrase 'leading up to' acts as an adjective modifying 'the three months'. It means 'occurring before' or 'resulting in' a specific time.
Bahasa Melayu: Frasa partisipel kini "leading up to" (sehingga, sebelum) di sini berfungsi sebagai kata sifat yang menerangkan "the three months" (tiga bulan ini), menunjukkan tempoh masa sebelum titik masa tertentu.
She was very busy in the weeks leading up to the exam.
Pada beberapa minggu sebelum peperiksaan, dia sangat sibuk.
EN: In the United Kingdom, employment and unemployment statistics are typically published monthly by the Office for National Statistics (ONS). They often report figures based on a rolling three-month average (e.g., 'the three months leading up to April') rather than a single month, to provide a more stable and accurate picture of the labor market trends.
EN: The conjunction 'as' is used here to mean 'because' or 'at the same time that', showing a causal or temporal relationship between the reduction in recruitment and the drop in job vacancies.
Bahasa Melayu: Kata hubung "as" di sini bermakna "kerana" atau "pada masa yang sama", digunakan untuk menunjukkan hubungan sebab atau masa antara pengurangan pengambilan pekerja oleh syarikat dan penurunan bilangan kekosongan jawatan.
As the demand for electric cars grew, the company increased its production.
Apabila permintaan untuk kereta elektrik meningkat, syarikat itu meningkatkan pengeluaran.
EN: The phrase 'its lowest level in five years' uses the superlative adjective 'lowest' to compare the current level with all levels over the past five years.
Bahasa Melayu: Frasa "its lowest level in five years" (tahap terendah dalam lima tahun) menggunakan kata sifat superlatif "lowest" untuk membandingkan tahap semasa dengan semua tahap dalam lima tahun yang lalu.
The temperature dropped to its lowest level in ten years.
Suhu turun ke tahap terendah dalam sepuluh tahun.
EN: The verb 'expect' is often followed by a noun clause starting with 'that' (which can be omitted in informal contexts) to express a belief or prediction about a future event.
Bahasa Melayu: Kata kerja "expect" (jangka) sering diikuti oleh klausa nama yang bermula dengan "that" (yang boleh digugurkan dalam konteks tidak formal), untuk menyatakan pandangan atau ramalan tentang peristiwa masa depan.
The economists expect that the inflation rate will drop next month.
Ahli ekonomi menjangkakan kadar inflasi akan menurun pada bulan hadapan.
EN: The linking verb 'remain' is used to describe a state that continues to exist without changing. It is commonly followed by an adjective (like 'unchanged') to describe the subject.
Bahasa Melayu: Kata kerja penghubung "remain" (kekal) digunakan untuk menerangkan keadaan yang terus wujud dan tidak berubah. Ia biasanya diikuti oleh kata sifat (seperti "unchanged") untuk menerangkan subjek.
The shops will remain closed during the public holiday.
Kedai-kedai akan kekal tutup semasa cuti umum.
EN: Deutsche Bank is a major German multinational investment bank and financial services company. In financial news, major global banks like Deutsche Bank frequently publish forecasts and economic analyses regarding the monetary policies of other countries, such as the United Kingdom's interest rates set by the Bank of England.
EN: Apposition (Appositive noun phrase): A noun phrase placed next to another noun to identify or explain it. Here, 'Sanjay Raja' is in apposition to 'Their chief economist for the United Kingdom', identifying who the economist is.
Bahasa Melayu: Aposisi (frasa nama apositif): Frasa nama yang diletakkan di sebelah frasa nama lain untuk menerangkan atau menjelaskan identitinya. Di sini, "Sanjay Raja" ialah aposisi bagi "ketua ekonomi mereka untuk UK", untuk menunjukkan siapa ahli ekonomi itu.
My English teacher, Mr. Smith, loves reading novels.
Cikgu Smith, guru bahasa Inggeris saya, suka membaca novel.
EN: Indirect Speech (Reported Speech): When reporting what someone said using a past tense reporting verb like 'said', the tenses in the reported clause typically shift backward (backshift). Here, 'there are' becomes 'there were'.
Bahasa Melayu: Ucapan tidak langsung (indirect speech): Apabila melaporkan apa yang seseorang katakan menggunakan kata kerja lampau (seperti 'said'), kala dalam klausa yang dilaporkan biasanya perlu dianjak ke masa lalu. Di sini, 'there are' (ada) menjadi 'there were' (ada).
She said there was a meeting the next day.
Dia berkata bahawa ada mesyuarat pada keesokan harinya.
EN: Reduced Relative Clauses (Past Participle): The phrase 'caused by...' is a reduced relative clause modifying 'the economic uncertainty'. It is shortened from 'which was caused by...'. This structure is commonly used in written English to make sentences more concise.
Bahasa Melayu: Klausa relatif yang diringkaskan (past participle): Frasa "caused by..." (disebabkan oleh...) ialah klausa relatif yang diringkaskan untuk menerangkan "the economic uncertainty" (ketidakpastian ekonomi). Ia berasal daripada "which was caused by...". Struktur ini sangat biasa dalam bahasa Inggeris bertulis untuk menjadikan ayat lebih ringkas.
The damage caused by the storm was expensive to repair.
Kerosakan yang disebabkan oleh ribut sangat mahal untuk dibaiki.
EN: Preposition + Gerund: The preposition 'to' in 'approach to' is followed by a gerund ('setting') rather than an infinitive verb. In this context, 'to' functions as a preposition meaning 'towards' or 'regarding', so it must be followed by a noun or a verb ending in -ing.
Bahasa Melayu: Kata sendi nama + gerund: Kata sendi nama "to" dalam "approach to" diikuti oleh gerund (setting), bukan kata kerja infinitif. Dalam konteks ini, "to" berfungsi sebagai kata sendi nama, bermakna "kaedah untuk..." atau "mengenai...", jadi ia mesti diikuti oleh kata nama atau kata kerja berakhir -ing.
Her approach to solving problems is very systematic.
Pendekatannya untuk menyelesaikan masalah sangat sistematik.
EN: The 'Bank of England' (often referred to as the 'BoE' or 'The Old Lady of Threadneedle Street') is the central bank of the United Kingdom. Its Monetary Policy Committee (MPC) is responsible for setting the UK's official interest rate, which has a significant impact on the global economy, particularly in relation to inflation and currency values.
Kosa kata utama dengan sebutan IPA, definisi, contoh ayat, dan kuiz interaktif.
Dalam konteks: Ketidakpastian, keadaan masa depan yang tidak jelas atau tidak dapat diramalkan
Dalam konteks: Ramalan, (terutamanya untuk ekonomi, cuaca, dsb.)
Dalam konteks: Inflasi, fenomena ekonomi di mana harga barang terus meningkat
Dalam konteks: (di sini merujuk kepada) gabenor, presiden (bank pusat)
Dalam konteks: Konflik, (terutama konflik bersenjata)
Dalam konteks: Tekanan, di sini merujuk kepada daya yang mendorong kenaikan harga
Dalam konteks: Kekosongan jawatan, jawatan kosong
Dalam konteks: Pengambilan pekerja, proses merekrut pekerja baharu
Frasa dengan label jenis, definisi dwibahasa, nota penggunaan, dan contoh ayat.
The percentage of amount charged by a lender to a borrower for the use of assets.
Kadar faedah
Delayed, suspended, or kept in an unchanged state temporarily.
Ditangguhkan, ditunda, dikekalkan tanpa perubahan buat sementara waktu
The actions of a central bank or other regulatory committee that determine the size and rate of growth of the money supply.
Dasar monetari
In progress, being planned, or about to happen in the near future.
Sedang dalam proses, sedang dirancang, atau bakal berlaku dalam masa terdekat