At the BankDi Bank
Pratonton Audio Lengkap
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#1
Good morning! Welcome to City National Bank. How may I help you today?
Selamat pagi! Selamat datang ke City National Bank. Ada apa-apa yang boleh saya bantu hari ini?
#2
Hi there! I've recently moved to this city and I need to open a bank account.
Hai! Saya baru sahaja berpindah ke bandar ini dan saya perlu membuka akaun bank.
#3
Congratulations on the move! We'd be happy to assist you with that right away.
Tahniah atas perpindahan anda! Kami berbesar hati untuk membantu anda dengan perkara itu dengan segera.
#4
May I ask what type of account you're interested in opening today?
Boleh saya tanya jenis akaun yang anda berminat untuk buka hari ini?
#5
Well, I'll need a checking account for daily expenses and possibly a savings account too.
Baiklah, saya memerlukan akaun semasa untuk perbelanjaan harian dan mungkin juga akaun simpanan.
#6
That's a great combination. The checking account has no monthly fees if you maintain a minimum balance.
Itu gabungan yang hebat. Akaun semasa tidak mempunyai yuran bulanan jika anda mengekalkan baki minimum.
#7
That sounds reasonable. What would the minimum balance requirement be for that?
Kedengarannya munasabah. Berapakah keperluan baki minimum untuk itu?
#8
The minimum balance is five hundred dollars. You'll also receive a debit card and full ATM access.
Baki minimum ialah lima ratus dolar. Anda juga akan menerima kad debit dan akses ATM sepenuhnya.
#9
Perfect. I actually need to ask about something else as well. I'm expecting a wire transfer from abroad.
Terbaik. Sebenarnya, saya juga perlu bertanya tentang perkara lain. Saya sedang menunggu pemindahan telegraf dari luar negara.
#10
Of course. International transfers usually take between three and five business days to process.
Tentu saja. Pindahan antarabangsa biasanya mengambil masa antara tiga hingga lima hari bekerja untuk diproses.
#11
That's good to know. Will the transfer be subject to any additional fees on your end?
Baguslah kalau begitu. Adakah pemindahan ini akan dikenakan sebarang bayaran tambahan di pihak anda?
#12
There is a flat fee of fifteen dollars for incoming international transfers. The exchange rate is updated daily.
Terdapat yuran tetap sebanyak lima belas dolar untuk pindahan antarabangsa masuk. Kadar pertukaran dikemas kini setiap hari.
#13
I see. Could you tell me what today's exchange rate is for euros to dollars?
Saya faham. Bolehkah anda beritahu saya berapakah kadar pertukaran euro ke dolar hari ini?
#14
Certainly. Today's exchange rate for euros to dollars is one euro to one point zero eight dollars.
Tentu sekali. Kadar pertukaran Euro ke Dolar hari ini ialah satu Euro kepada satu perpuluhan sifar lapan Dolar.
#15
That's not bad at all. I had been worried that the rate would be much less favorable here.
Itu tidak teruk sama sekali. Saya bimbang kadar pertukaran di sini akan jauh lebih tidak menguntungkan.
#16
We do offer competitive rates compared to most currency exchange offices in the area.
Berbanding dengan kebanyakan tempat pengurupan wang di kawasan ini, kami sememangnya menawarkan kadar yang kompetitif.
#17
Great. So let's go ahead and open both accounts today. What documents will you need from me?
Bagus. Jadi mari kita teruskan dan buka kedua-dua akaun hari ini. Apakah dokumen yang anda perlukan daripada saya?
#18
I'll need your passport, proof of address, and a completed application form that I can provide.
Saya akan memerlukan pasport anda, bukti alamat, dan borang permohonan yang telah lengkap diisi yang boleh saya sediakan.
#19
I've got my passport and a utility bill right here. This has been incredibly helpful, David. Thank you!
Saya ada pasport dan bil utiliti di sini. Ini sangat membantu, David. Terima kasih!
#20
You're very welcome, Alex. Once everything has been processed, your accounts should be active by tomorrow.
Sama-sama, Alex. Sebaik sahaja semua prosedur diproses, akaun anda sepatutnya aktif menjelang esok.