EN： The past simple tense ('rose') is used to describe completed actions at a specific time in the past (Friday). 'Rose' is the irregular past form of 'rise'.
中文： 過去簡單式（rose）用於描述在過去特定時間（週五）完成的動作。「Rose」是「rise」的不規則過去式。
The company's profits rose significantly last year.
該公司的利潤在去年大幅增長。
EN： The preposition 'after' introduces a noun phrase ('reports of a possible takeover bid') to indicate the sequence of events, showing that the price increase followed the news.
中文： 介係詞「after」引導一個名詞短語（關於可能收購報價的報導），用以表示事件的先後順序，說明股價上漲發生在消息傳出之後。
He left the office after the meeting.
他在會議結束後離開了辦公室。
EN： A 'takeover bid' is a common financial term in the UK and global markets, referring to an offer made by one company to buy another. In the context of the London Stock Exchange, such news often leads to significant volatility in share prices.
中文： 「Takeover bid」（收購報價）是英國及全球市場常見的金融術語，指一家公司提出購買另一家公司的提議。在倫敦證券交易所的背景下，此類消息通常會導致股價大幅波動。
EN： The word 'reportedly' is an adverb used to indicate that something is being said by others but has not been officially confirmed. It is commonly used in news reporting to maintain objectivity.
中文： 副詞 'reportedly'（據報導）用於表示某事是聽說或據傳的，但尚未得到官方證實。這在新聞報導中非常常見，用以保持客觀性。
The tech giant is reportedly planning to release a new smartphone next month.
據報導，這家科技巨頭正計劃下個月發布一款新智慧型手機。
EN： Non-restrictive relative clauses start with 'which' and provide extra information about a noun (in this case, Hiscox). They are separated by a comma and are not essential to the core meaning of the sentence.
中文： 非限定用法關係子句以 'which' 開頭，為名詞（在此指希斯考克斯）提供額外資訊。這類子句通常用逗號隔開，並非句子核心意義所必需。
The company, which was founded in 1990, has offices in five countries.
這家公司成立於 1990 年，在五個國家設有辦事處。
EN： The FTSE 100 (Financial Times Stock Exchange 100 Index) is a share index of the 100 companies listed on the London Stock Exchange with the highest market capitalization. It is seen as a gauge of prosperity for businesses regulated by UK company law.
中文： 富時100（FTSE 100，全稱金融時報證券交易所100指數）是倫敦證券交易所市值最高的100家上市公司的股票指數。它被視為衡量受英國公司法監管之企業繁榮程度的重要指標。
EN： The preposition 'by' is used to indicate the amount or degree of change (the margin), while 'to' indicates the final result or destination of that change.
中文： 介系詞「by」用於表示變化的幅度或程度（差距），而「to」則表示該變化的最終結果或達到的目標點。
The temperature dropped by ten degrees to five degrees Celsius.
氣溫下降了十度，來到攝氏五度。
EN： The phrase 'more than' is a comparative structure used to indicate a quantity that exceeds a specific number or amount.
中文： 短語「more than」是一個比較結構，用於表示數量超過某個特定的數字或金額，相當於「超過」或「多於」。
There were more than fifty people at the meeting.
會議上有五十多人。
EN： In the UK financial system, stock prices are often quoted in pence (GBX) rather than pounds (GBP) on the London Stock Exchange. One pound is equal to 100 pence. 'Record high' is a common financial term used when an asset price reaches its highest level in history.
中文： 在英國金融體系中，倫敦證券交易所的股價通常以「便士」(GBX) 而非「英鎊」(GBP) 來報價。一英鎊等於 100 便士。「Record high」（歷史新高）是金融新聞中常見的術語，指資產價格達到歷史最高點。
EN： The Present Perfect Continuous tense (has/have + been + -ing) is used to describe an action that started in the past and is still continuing or has just stopped, emphasizing the duration or ongoing nature of the activity.
中文： 現在完成進行式（has/have + been + 動詞-ing）用於描述一個從過去開始並持續至今，或剛剛結束但強調過程持續性的動作。在此句中，強調執行長「一段時間以來一直」在尋找目標。
The company has been developing this software for two years.
這間公司兩年來一直都在開發這款軟體。
EN： The prepositional phrase 'According to' is used to indicate the source of information or an opinion.
中文： 介係詞短語「According to」意為「根據」或「依照」，用於引出資訊的來源或某人的觀點。
According to the weather forecast, it will rain tomorrow.
根據天氣預報，明天會下雨。
EN： The 'Insurance Post' is a long-standing British trade publication focused on the insurance industry. In the UK, business news often highlights activities within 'Lloyd's of London' and the 'FTSE 100', which are central to the global financial system.
中文： 《保險郵報》（Insurance Post）是英國一份歷史悠久的保險業專業貿易刊物。在英國，商業新聞經常關注「倫敦勞合社」和「富時100」指數內的企業活動，這些都是全球金融體系的核心。
EN： The verb 'help' can be followed by an object and then either a bare infinitive (verb without 'to') or a full infinitive (with 'to'). In this sentence, 'help Intact grow' uses the bare infinitive pattern.
中文： 動詞「help」（幫助）後面可以接受詞，再接原形不定詞（不帶 to 的動詞）或不定詞（帶 to 的動詞）。在本句中，「help Intact grow」使用的是省略 to 的原形不定詞用法。
The new software will help the team finish the project faster.
這款新軟體將幫助團隊更快地完成專案。
EN： A noun clause starting with 'that' is used here as the direct object of the verb 'said'. It reports the content of the report.
中文： 由「that」引導的名詞子句在此作為動詞「said」的直接受詞，用來轉述報告的內容。
The manager said that the meeting was canceled.
經理說會議取消了。
EN： The term 'commercial insurance' refers to policies that cover businesses rather than individuals. In the UK, the insurance market is highly developed, with London being a global hub for specialized commercial risks, often centered around Lloyd's of London.
中文： 「商業保險」（commercial insurance）是指針對企業而非個人的保險政策。英國的保險市場高度發達，倫敦是全球專業商業風險保險的樞紐，其核心通常圍繞著倫敦勞合社（Lloyd's of London）。
EN： Relative Clauses with 'that': A relative clause provides more information about a noun. In this sentence, 'that operates through...' describes the 'insurer'.
中文： 使用 'that' 的關係子句：關係子句用於提供關於名詞的更多資訊。在本句中，「that operates through...」描述了「insurer」（保險公司）。
The company that produces these cars is based in Germany.
生產這些汽車的公司總部位於德國。
EN： Appositives: An appositive is a noun or noun phrase that renames another noun right beside it. Here, 'one of the world's oldest insurance markets' provides additional information about 'Lloyd's of London'.
中文： 同位語：同位語是緊跟在另一個名詞旁邊，用來重新命名或補充說明該名詞的名詞或名詞短語。這裡「one of the world's oldest insurance markets」補充說明了「倫敦勞合社」。
Mr. Smith, my favorite teacher, is retiring this year.
史密斯先生，我最喜歡的老師，將在今年退休。
EN： Lloyd's of London is not a typical insurance company but a commercial market where individual underwriters and corporations gather to insure risks. It has a history dating back to 1686 and is famous for insuring unique or high-value risks.
中文： 倫敦勞合社並非一般的保險公司，而是一個商業市場，由個人承保人和公司聚集在此為風險提供保險。它的歷史可以追溯到 1686 年，以承保獨特或高價值的風險而聞名。
EN： The Present Perfect Tense (have/has + past participle) is used here with 'not yet' to describe an action that has not happened up to the present moment, but is expected to happen.
中文： 現在完成式（have/has + 過去分詞）在此處與「not yet」（尚未）連用，用來描述直到目前為止尚未發生，但預期將會發生的動作。
The company has not yet signed the contract.
公司尚未簽署合約。
EN： The phrasal verb 'comment on' is used to provide an opinion or statement about a specific topic or report.
中文： 片語動詞「comment on」用於針對特定主題或報導提供意見或發表聲明。
The spokesperson refused to comment on the rumors.
發言人拒絕針對傳聞發表評論。
EN： In corporate communications, 'has not yet commented' is a standard neutral phrase used when a company is either preparing a response or choosing to remain silent during sensitive negotiations like a takeover bid.
中文： 在企業通訊中，「尚未發表評論」(has not yet commented) 是一個標準的中性用語。當公司正在準備回應，或是在收購提案等敏感談判期間選擇保持沉默時，常會使用此表達方式。
EN： The Relative Clause (Adjective Clause) starting with 'that' is used to provide essential information about the noun 'company'. In this case, it specifies which kind of company we are talking about.
中文： 關係子句（形容詞子句）：以 'that' 引導的子句用來修飾先行詞 'company'，提供關於該名詞的必要資訊，說明是哪一種公司。
He is the only student that passed the difficult exam.
他是唯一通過那場艱難考試的學生。
EN： The Present Perfect Tense (has + past participle) is used here to describe an action that started in the past and has relevance to the present moment, often used with the adverb 'recently'.
中文： 現在完成式（has + 過去分詞）：此處用於描述從過去開始並與現在相關的動作，常與副詞 'recently'（最近）連用。
The company has attracted many new investors this year.
這間公司今年吸引了許多新的投資者。
EN： The mention of 'British company' and 'foreign interest' reflects a real-world economic trend where UK-listed firms are often seen as undervalued, making them targets for international acquisitions, particularly from North American firms.
中文： 提到「英國公司」和「外國關注」反映了現實中的經濟趨勢：在倫敦上市的公司常被認為估值偏低，因此成為國際收購的目標，尤其是來自北美公司的收購。
EN： The Past Perfect Tense ('had received') is used to describe an action that was completed before another action in the past. Here, the receipt of the offer happened before the company confirmed it.
中文： 過去完成式（had + 過去分詞）用於描述在過去某個時間點或動作之前已經完成的動作。在此句中，「收到報價」發生在「公司證實」之前。
The manager confirmed that the team had finished the project on time.
經理證實團隊已經準時完成了專案。
EN： The noun phrase 'worth + [amount]' acts as an adjective to describe the value of the preceding noun ('takeover offer').
中文： 名詞短語「worth + [金額]」在此作為形容詞修飾前面的名詞（收購報價），用來表示該事物的價值。
They signed a contract worth five million dollars.
他們簽署了一份價值五百萬美元的合約。
EN： Tate and Lyle is a historic British company, originally famous for sugar refining (Lyle's Golden Syrup is a household staple in the UK). Its potential acquisition by an American firm like Ingredion reflects a broader trend of foreign investors targeting British companies due to attractive valuations in the London stock market.
中文： 泰萊 (Tate and Lyle) 是一家歷史悠久的英國公司，最初以煉糖聞名（Lyle's Golden Syrup 是英國家庭必備品）。宜瑞安 (Ingredion) 等美國公司對其進行的潛在收購，反映了由於倫敦股市估值具有吸引力，外國投資者紛紛將目標轉向英國公司的更廣泛趨勢。
EN： The causative verb 'cause' is used in the pattern 'cause + object + to-infinitive' to indicate that someone or something makes an action happen.
中文： 使役動詞「cause」常用於「cause + 受詞 + 不定詞 (to V)」的句型，用來表示某人或某事促使某個動作發生。
The heavy rain caused the river to overflow.
大雨導致河流氾濫。
EN： The preposition 'by' is used to indicate the degree or amount of change after verbs like 'rise', 'increase', or 'fall'.
中文： 介系詞「by」在「rise」(上漲)、「increase」(增加) 或 「fall」(下跌) 等動詞後使用，用來表示變化的程度或幅度。
Sales increased by ten percent last month.
上個月銷售額增長了百分之十。
EN： Tate and Lyle is a historic British company, originally famous for sugar refining. In the UK, their 'Lyle's Golden Syrup' is a household staple. The mention of its takeover highlights the current trend of foreign investment in long-standing British industrial icons.
中文： 泰萊 (Tate and Lyle) 是一家歷史悠久的英國公司，最初以煉糖聞名。在英國，他們的「Lyle's Golden Syrup」(黃金糖漿) 是家喻戶曉的民生必需品。文中提到該公司被收購，反映了當前外資投入英國老牌工業標誌性企業的趨勢。
EN： The Passive Voice (be + past participle) is used here ('was founded') to show that the subject (the company) received the action of being established by someone else.
中文： 被動語態（be 動詞 + 過去分詞）在此處（was founded）被使用，用以表示主詞（這家公司）是接受「被創立」這個動作的對象。
The museum was built in 1920.
這座博物館建於 1920 年。
EN： The conjunction 'because' introduces a subordinate clause of reason, explaining why the company is considered to have a long history.
中文： 連接詞「because」引導一個表示原因的從屬子句，解釋了為什麼這家公司被認為擁有悠久的歷史。
She stayed home because it was raining.
她待在家裡是因為正在下雨。
EN： Liverpool was one of the world's major trading ports in the 19th century. The mention of 'sugar refiner' reflects Britain's industrial history and its historical trade links involving commodities like sugar.
中文： 利物浦在 19 世紀是全球主要的貿易港口之一。文中提到的「糖精煉廠」反映了英國的工業歷史，以及其涉及糖等大宗商品的歷史貿易聯繫。
EN： The Present Perfect Tense (have/has + past participle) is used here to describe a state that started in the past and continues to the present moment.
中文： 現在完成式（have/has + 過去分詞）在此處用於描述從過去開始並持續到現在的一種狀態。
Investors have been cautious since the market crash.
自股市崩盤以來，投資者一直保持謹慎。
EN： The conjunction 'because' introduces a subordinate clause of reason, explaining why the foreign companies are interested.
中文： 連詞「because」引導原因從句，解釋為什麼外國公司感興趣。
The stock price rose because the company reported high profits.
股價上漲是因為該公司報告了高額利潤。
EN： In the context of the UK economy, 'valuations' often refers to the market value of companies listed on the London Stock Exchange. When the British pound is weak or the stock market is underperforming, UK companies become attractive 'bargains' for foreign investors.
中文： 在英國經濟背景下，「估值」（valuations）通常指倫敦證券交易所上市公司的市值。當英鎊疲軟或股市表現不佳時，英國公司對外國投資者來說會變成極具吸引力的「廉價目標」。
EN： Present Perfect Continuous Tense (have/has + been + V-ing): This tense is used to describe an action that started in the past and is still continuing in the present, often emphasizing the duration or ongoing nature of the activity.
中文： 現在完成進行式 (have/has + been + V-ing)：此時態用於描述從過去開始並持續到現在的動作，通常強調活動的持續時間或正在進行的性質。
She has been working on this project since morning.
她從早上就一直在做這個專案。
EN： Present Perfect Passive Voice (have/has + been + past participle): This structure is used when the action is completed at an unspecified time in the past and the focus is on the result or the object receiving the action rather than who performed it.
中文： 現在完成式的被動語態 (have/has + been + 過去分詞)：當動作在過去不確定的時間完成，且重點在於結果或接受動作的對象而非執行者時，使用此結構。
The results have been announced to the public.
結果已經向大眾公佈了。
EN： In the context of business news, 'deals' often refers to mergers and acquisitions (M&A). The mention of 'London-listed companies' and 'foreign interest' reflects a real-world economic trend where international firms take advantage of lower valuations of UK companies.
中文： 在商業新聞中，「deals」(交易) 通常指併購 (M&A)。文中提到「倫敦上市公司」和「外國興趣」，反映了現實中的經濟趨勢，即國際公司利用英國公司估值較低的時機進行收購。
EN： The sentence uses a 'that-clause' as a noun clause acting as the direct object of the verb 'believe'. This structure is used to report thoughts, opinions, or facts.
中文： 本句使用了「that 引導的名詞子句」作為動詞「believe」的直接受詞。這種結構常用於表達想法、觀點或事實。
Analysts suggest that the economy will recover soon.
分析師暗示經濟很快就會復甦。
EN： The phrase 'London-listed' is a compound adjective formed by a noun and a past participle (Noun + V-ed). It describes a company that is officially recorded on the London stock exchange.
中文： 「London-listed」是一個複合形容詞，由名詞與過去分詞（名詞 + V-ed）組成。它用來描述在倫敦證券交易所正式掛牌上市的公司。
This is a family-owned business.
這是一家家族經營的企業。
EN： The term 'London-listed' refers to companies traded on the London Stock Exchange (LSE). The LSE is one of the world's oldest and most international stock exchanges, and being listed on the FTSE 100 (as mentioned in the context) means the company is one of the 100 largest by market capitalization in the UK.
中文： 「倫敦上市」(London-listed) 指的是在倫敦證券交易所 (LSE) 交易的公司。倫敦證交所是世界上最古老且最國際化的證券交易所之一。如背景資料所述，若公司被列入「富時100」(FTSE 100) 指數，代表它是英國市值最大的 100 家公司之一。
重要單字附有 IPA 發音、定義、例句和互動式測驗。
在本文中： 劇烈地、大幅度地
在本文中： 收購、購得
在本文中： 收購（案）、獲得物
在本文中： 商業的、營利性的
在本文中： 吸引、引起興趣
在本文中： 證實、確認
在本文中： 最初、原先
在本文中： 估值、評價
在本文中： 相對地
在本文中： 趨勢、傾向
片語包含類型標示、雙語定義、用法說明和例句。
An offer made by one company to buy another company.
收購出價
Being included on an official list of companies whose shares can be traded on a stock exchange.
在...掛牌上市
The highest level that has ever been reached.
歷史新高
Attention or desire to invest from companies or individuals in other countries.
外資興趣