B1362 字2:10對話美國腔發布於 2026年3月14日 · 更新於 2026年3月23日

購物金融經濟日常生活商業

聆聽課程

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理解模式單字練習跟讀練習測驗聽寫練習寫作練習

Good morning, sir. Welcome to City National Bank.

早安，先生。歡迎來到城市國家銀行。

Hi there! My name is Alex. I just moved to this city.

嗨！我的名字是 Alex。我剛搬到這座城市。

Welcome to the city, Alex. How can I help you today?

歡迎來到這座城市，Alex。今天有什麼我可以幫您的嗎？

I would like to open a new bank account, please.

我想開一個新的銀行帳戶，麻煩了。

Of course! We have two main options for personal accounts.

當然可以！我們有兩種主要的個人帳戶選項。

There is a basic account which has no monthly fees at all.

有一種基本帳戶，完全不收取月費。

And there is a premium account that offers higher interest rates.

還有一種提供更高利率的高級帳戶。

What is the difference between them? I am not sure which one I need.

它們之間的區別是什麼？我不確定我需要哪一個。

The basic account is great if you just need everyday banking services.

如果您只需要日常銀行服務，基本帳戶是非常棒的選擇。

#10

The premium account includes free international transfers and better exchange rates.

高級帳戶包含免費的國際轉帳和更好的匯率。

#11

I sometimes send money to my family abroad, so transfers are important.

我偶爾會寄錢給國外的家人，所以轉帳對我來說很重要。

#12

How much does a transfer cost with the basic account?

使用基本帳戶轉帳需要多少錢？

#13

Each international transfer costs fifteen dollars with the basic account.

使用基本帳戶，每筆國際轉帳費用為十五美元。

#14

But with the premium account, all transfers are completely free.

但使用高級帳戶，所有的轉帳都是完全免費的。

#15

That sounds good. What about the exchange rate for foreign currency?

那聽起來不錯。那外幣的匯率呢？

#16

The premium account gives you a better exchange rate than the basic one.

高級帳戶提供的匯率比普通帳戶更好。

#17

Then I think the premium account is the right choice for me.

那麼我想高級帳戶對我來說是正確的選擇。

#18

Great choice! I will need your passport and proof of address.

明智的選擇！我將需要您的護照和居住證明。

#19

Here is my passport. I have also brought a utility bill for my address.

這是我的護照。我還帶了一份地址證明的帳單。

#20

Perfect. These documents look fine. Let me set up your account now.

太好了。這些文件看起來沒問題。我現在來為您開立帳戶。

#21

Your account has been created successfully. Here is your new debit card.

您的帳戶已成功建立。這是您的新簽帳金融卡。

#22

That was really fast! Thank you so much, David.

那真的很快！非常感謝你，David。

#23

You are welcome. The card can be used at any ATM in the city.

不客氣。這張卡可以在城市裡的任何自動提款機使用。

#24

One more question. Is there an ATM near here that I can try?

還有一個問題。這附近有我可以試用的自動提款機（ATM）嗎？

#25

Yes, there is one right outside the building on the left side.

是的，大樓外面的左側就有一個。

#26

Perfect. I also want to exchange some euros to dollars today.

太好了。我今天也想把一些歐元兌換成美金。

#27

Sure. Today's exchange rate is one euro to one point zero eight dollars.

沒問題。今天的匯率是一歐元兌一點零八美元。

#28

That is a reasonable rate. I would like to exchange two hundred euros.

那是個合理的匯率。我想兌換兩百歐元。

#29

No problem. Here are your two hundred and sixteen dollars. Is there anything else?

沒問題。這是您的兩百一十六美元。還有其他需要幫忙的嗎？

#30

No, that is everything. Thank you for your excellent help today, David!

不，就這些了。大衛，謝謝你今天出色的幫助！

#31

It was my pleasure, Alex. Welcome to the city and enjoy your stay!

這是我的榮幸，Alex。歡迎來到這座城市，祝你在這裡過得愉快！

片語表 (8 個片語)

片語包含類型標示、雙語定義、用法說明和例句。

open an account

collocation

To start a new relationship with a bank by registering your details.

開戶

解釋： 這是銀行業務中最基礎的動賓搭配，指在銀行建立一個新的帳戶。

範例： I need to open an account to deposit my salary.

proof of address

collocation

A document that shows where you live, such as a bill or official letter.

地址證明

解釋： 在辦理銀行或政府業務時，常用來確認居住地的文件，通常指水電費單或租約。

範例： The bank requires a utility bill as proof of address.

set up

phrasal verb

To arrange, establish, or create something.

設置、建立

解釋： 這是一個非常通用的片語，在本文中指銀行職員協助客戶完成帳戶的建立程序。

範例： Let me set up your online banking profile for you.

abroad

collocation

In or to a foreign country or countries.

在國外、海外

解釋： 常用於 send money abroad (匯款到國外) 或 travel abroad (出國旅遊)。

範例： He sends money to his parents who live abroad.

interest rates

technical term

The percentage of a sum of money charged by a bank for a loan or paid by a bank to a saver.

利率

解釋： 在日常生活中，'interest' 通常指『興趣』。但在銀行與金融領域，它指的是『利息』，即存放資金所獲得的報酬或借貸資金所需支付的費用。

範例： The premium account offers higher interest rates for your savings.

utility bill

technical term

A monthly statement of the amount a household or business owes for essential services like electricity, gas, or water.

公用事業費帳單（如水電費帳單）

解釋： 單字 'utility' 在一般語境下意為『效用』或『實用性』。在行政與法律語境中，它專指『公用事業』（如水、電、瓦斯）。'Utility bill' 是銀行開戶時最常用來證明居住地址的文件。

範例： I have brought a utility bill as proof of my address.

debit card

technical term

A card issued by a bank allowing the holder to transfer money electronically from their bank account when making a purchase.

簽帳金融卡

解釋： 'Debit' 在會計中指『借方』。'Debit card' 不同於 'Credit card'（信用卡），它直接從持卡人的銀行帳戶餘額中扣款，不能透支。

範例： You can use your new debit card to withdraw cash from the ATM.

exchange rate

technical term

The value of one currency for the purpose of conversion to another.

匯率

解釋： 'Rate' 在日常生活中常指『速度』或『比率』。在金融領域，'exchange rate' 專指兩種貨幣之間的兌換比例。

範例： What is the current exchange rate for euros to dollars?

At the Bank在銀行

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片語表 (8 個片語)

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單字表 (11 個單字)

片語表 (8 個片語)

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單字表 (11 個單字)

片語表 (8 個片語)

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