聆聽課程
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EN： The phrase 'Welcome to [Place]' is a standard formula used to greet someone arriving at a specific location. 'To' is a preposition indicating direction or destination.
中文： 「Welcome to [地點]」是一個標準句型，用於歡迎某人來到特定場所。這裡的「to」是介係詞，用來表示方向或目的地。
Welcome to our new office in Taipei.
歡迎來到我們位於台北的新辦公室。
EN： The use of 'sir' is a formal vocative, a noun used to address a person directly. It shows respect in professional or service-oriented environments.
中文： 「sir」的使用是一種正式的呼格（vocative），即直接稱呼對方的名詞。在專業或服務導向的環境中，這展現了對客人的尊重。
How can I help you, sir?
先生，有什麼我可以幫您的嗎？
EN： In English-speaking business environments, using 'sir' or 'ma'am' is a common way to show respect to customers, especially in banks or high-end hotels. It creates a professional and welcoming atmosphere.
中文： 在英語系的商務環境中，使用「sir」（先生）或「ma'am」（女士）是向客戶表示尊重的常見方式，特別是在銀行或高級飯店。這能營造出一種專業且受歡迎的氛圍。
EN： The Present Perfect tense (have/has + past participle) is used here with 'just' to describe an action that was completed in the very recent past.
中文： 現在完成式（have/has + 過去分詞）在此處與 'just' 連用，用來描述在極短的過去時間內剛完成的動作。
I have just finished my lunch.
我剛吃完午餐。
EN： The possessive adjective 'my' is used before a noun to show ownership or relationship.
中文： 所有格代名詞 'my' (我的) 用於名詞前，表示所有權或關係。
This is my new car.
這是我的新車。
EN： In English-speaking cultures, 'Hi there!' is a very common, friendly, and slightly more casual way to say hello than just 'Hi' or 'Hello'. It is appropriate for both social and professional settings like a bank.
中文： 在英語系國家，'Hi there!' 是一種非常常見且友善的打招呼方式，比單純的 'Hi' 或 'Hello' 稍微隨性一點。它適用於社交場合，也適用於像銀行這樣的專業環境。
EN： The phrase 'How can I help you?' uses the modal verb 'can' to offer assistance. In English questions, the modal verb is placed before the subject (I) to form the interrogative structure.
中文： 短語 'How can I help you?' 使用情態助動詞 'can' 來提供協助。在英文疑問句中，情態助動詞需置於主詞 (I) 之前以構成疑問句結構。
How can I find the nearest train station?
我該如何找到最近的火車站？
EN： The preposition 'to' is used after 'welcome' to indicate the destination or the place someone is being invited into.
中文： 介係詞 'to' 接在 'welcome' 之後，用來表示目的地或某人被邀請進入的地點。
Welcome to our new office!
歡迎來到我們的新辦公室！
EN： In Western banking and service culture, it is common for staff to use the customer's first name if they have already introduced themselves, creating a friendly yet professional atmosphere. 'How can I help you?' is the standard polite way to initiate a service interaction.
中文： 在西方銀行與服務業文化中，如果客戶已經自我介紹過，服務人員通常會直接稱呼對方的名字，以營造親切且專業的氛圍。「How can I help you?」是啟動服務互動時最標準且禮貌的用語。
EN： The phrase 'would like to' is a polite way to express a desire or request, functioning as a more formal alternative to 'want to'. It is followed by the base form of a verb.
中文： 「would like to」是表達願望或請求的禮貌方式，是「want to」的正式替代用法。其後接動詞原形。
I would like to book a table for two.
我想預訂一張兩人的桌位。
EN： The infinitive 'to open' acts as the direct object of the verb phrase 'would like'. It specifies the action the speaker intends to perform.
中文： 不定詞「to open」在此作為動詞片語「would like」的直接受詞，明確指出說話者意圖執行的動作。
She decided to open a small cafe.
她決定開一家小咖啡館。
EN： In English-speaking cultures, adding 'please' at the end of a request is essential for politeness, especially when dealing with service staff. It softens the command and turns it into a respectful request.
中文： 在英語系國家，在請求末尾加上「please」對於保持禮貌至關重要，尤其是在面對服務人員時。這能軟化命令語氣，使其轉變為尊重的請求。
EN： The sentence uses the 'Subject + Verb + Object' (SVO) structure. 'We' is the subject, 'have' is the transitive verb, and 'two main options' is the direct object.
中文： 此句子使用「主詞 + 動詞 + 受詞」(SVO) 結構。「We」是主詞，「have」是及物動詞，而「two main options」則是直接受詞。
They have three different flavors of ice cream.
他們有三種不同口味的冰淇淋。
EN： The preposition 'for' is used here to indicate purpose or intended use, specifying that the options are designed for personal accounts.
中文： 介係詞「for」在此處用於表示目的或用途，明確指出這些選項是專為「個人帳戶」設計的。
This is a special menu for vegetarian guests.
這是專為素食賓客準備的特別菜單。
EN： In Western banking, 'Of course!' is a common polite response to a customer's request, signaling a helpful and positive attitude. Banks typically distinguish between 'personal accounts' (for individuals) and 'business accounts' (for companies).
中文： 在西方銀行文化中，「Of course!」是回應客戶請求時常用的禮貌用語，傳達出樂於助人且積極的態度。銀行通常會區分「個人帳戶」(personal accounts) 與「商業帳戶」(business accounts)。
EN： The sentence uses a Relative Clause starting with 'which' to provide more information about the noun 'basic account'. This is a defining relative clause that identifies exactly what kind of account is being discussed.
中文： 本句使用由 'which' 引導的關係子句（Relative Clause）來修飾名詞 'basic account'。這是一個限定用法，用來具體說明該帳戶的特性。
I bought a laptop which has a very long battery life.
我買了一台電池續航力很長的筆記型電腦。
EN： The phrase 'at all' is used at the end of a negative statement to add emphasis, meaning 'not even a little bit' or 'completely none'.
中文： 片語 'at all' 用於否定句的末尾以加強語氣，表示「一點也不」或「完全沒有」。
He doesn't have any experience in marketing at all.
他完全沒有任何行銷方面的經驗。
EN： In many Western countries, banks often offer 'basic' or 'student' accounts with no monthly maintenance fees to attract new customers. However, these accounts might have fewer perks compared to 'premium' accounts which require a minimum balance or a monthly fee.
中文： 在許多西方國家，銀行通常會提供「基本」或「學生」帳戶，免收每月維護費以吸引新客戶。然而，與需要維持最低餘額或支付月費的「高級」帳戶相比，這些帳戶的優惠可能較少。
EN： Relative Clauses with 'that': The word 'that' acts as a relative pronoun to introduce a clause that describes the preceding noun (the antecedent). Here, 'that offers higher interest rates' describes the 'premium account'.
中文： 使用 'that' 的關係子句：單字 'that' 作為關係代名詞，用來引導一個子句以修飾前面的名詞（先行詞）。在此句中，'that offers higher interest rates' 用來描述 'premium account'（高級帳戶）。
I want a phone that has a long battery life.
我想要一支電池續航力長的手機。
EN： Comparative Adjectives: The suffix '-er' is added to short adjectives (like 'high') to compare two things. It indicates a higher degree of a quality.
中文： 比較級形容詞：在短形容詞（如 'high'）字尾加上 '-er' 用於比較兩者。它表示某種特質的程度更高。
This bank offers a higher exchange rate than that one.
這家銀行提供的匯率比那家高。
EN： In many Western banking systems, 'Premium' or 'Gold' accounts often require a minimum balance or a monthly fee in exchange for perks like better interest rates or free services. This contrasts with 'Basic' accounts which are designed for simple, low-cost daily use.
中文： 在許多西方銀行體系中，「Premium（高級）」或「Gold（黃金）」帳戶通常要求最低存款餘額或支付月費，以換取更好的利率或免費服務等優惠。這與專為簡單、低成本日常使用而設計的「Basic（基礎）」帳戶形成對比。
EN： Indirect Questions: When a question is embedded within a statement (like 'I am not sure...'), the word order changes from 'verb-subject' to 'subject-verb'. Here, 'which one I need' follows statement order.
中文： 間接問句：當一個疑問句嵌入在一個陳述句中時（如 'I am not sure...'），語序會從「動詞-主詞」改為「主詞-動詞」。在這裡，'which one I need' 遵循陳述句的語序。
I don't know where he lives.
我不知道他住在哪裡。
EN： Preposition 'Between': Used to refer to two distinct things or groups. In this context, it refers to the two bank account options mentioned previously.
中文： 介係詞 'Between'：用於指代兩個明確的事物或群體。在此語境中，它指的是前文提到的兩種銀行帳戶方案。
What is the difference between the red one and the blue one?
紅色的和藍色的有什麼區別？
EN： In Western banking culture, it is very common and expected for customers to ask for clarifications between different service tiers. Bank tellers are trained to explain these differences clearly to help you choose the most cost-effective option.
中文： 在西方銀行文化中，客戶要求澄清不同服務等級之間的差異是非常普遍且被預期的。銀行櫃員受過培訓，會清楚解釋這些差異，以幫助您選擇最具成本效益的方案。
EN： The 'Zero Conditional' (If + present simple, ... present simple) is used to describe general truths or situations that are always true under certain conditions.
中文： 「零類條件句」（If + 現在簡單式，... 現在簡單式）用於描述普遍真理或在特定條件下總是發生的情況。
The machine starts if you press this button.
如果你按下這個按鈕，機器就會啟動。
EN： The word 'just' is an adverb used here as a focus modifier to emphasize 'only' or 'simply', limiting the scope of the requirement.
中文： 單字 'just' 在此作為副詞（焦點修飾語），用來強調「僅僅」或「只是」，限定了需求的範圍。
I just want a glass of water.
我只是想要一杯水。
EN： In Western banking, 'basic accounts' are often designed for students or people who only need to deposit their salary and pay bills, emphasizing low maintenance costs over high-end features.
中文： 在西方銀行體系中，「基本帳戶」(basic accounts) 通常是為學生或僅需存入薪資與支付帳單的人設計的，強調低維護成本而非高端功能。
EN： The Present Simple tense is used here to state a general fact or a permanent feature of a service. The verb 'includes' adds an 's' because the subject 'The premium account' is a third-person singular noun.
中文： 現在簡單式在此用於陳述一項服務的普遍事實或永久特徵。動詞 'includes' 加了 's'，是因為主詞 'The premium account' 是第三人稱單數名詞。
This hotel room includes free breakfast.
這間飯店房間包含免費早餐。
EN： Comparative adjectives (e.g., 'better') are used to compare two things. 'Better' is the irregular comparative form of 'good', used here to compare the rates of the premium account to the basic one.
中文： 比較級形容詞（例如 'better'）用於比較兩者。'Better' 是 'good' 的不規則比較級形式，在此用於將高級帳戶的匯率與基本帳戶進行比較。
This new computer has a better processor than my old one.
這台新電腦的處理器比我舊的那台更好。
EN： In many Western banking systems, 'premium' accounts often charge a monthly fee but offer perks like waived transaction fees or travel insurance, which is a common trade-off for frequent travelers or expats.
中文： 在許多西方銀行系統中，「高級 (premium)」帳戶通常會收取月費，但會提供免除交易手續費或旅遊保險等優惠，這對於經常旅行者或外籍人士來說是常見的權衡選擇。
EN： Adverbs of Frequency: Words like 'sometimes' describe how often an action occurs. They are typically placed before the main verb but after the 'be' verb.
中文： 頻率副詞：像 'sometimes' 這樣的詞用來描述動作發生的頻率。它們通常放在一般動詞之前，但在 be 動詞之後。
I sometimes drink coffee in the afternoon.
我偶爾會在下午喝咖啡。
EN： Coordinating Conjunction 'so': Used to connect two independent clauses where the second clause is the result or consequence of the first.
中文： 對等連接詞 'so'：用於連接兩個獨立子句，其中第二個子句是第一個子句的結果或後果。
It was raining, so I stayed at home.
當時在下雨，所以我待在家裡。
EN： In many cultures, including many Asian and Latin American societies, 'sending money home' (remittances) is a very common and important financial responsibility for family members working or living abroad.
中文： 在許多文化中（包括許多亞洲和拉丁美洲社會），「寄錢回家」（匯款）是對於在國外工作或生活的家庭成員來說，非常普遍且重要的財務責任。
EN： The auxiliary verb 'does' is used to form questions in the present simple tense for third-person singular subjects (a transfer). The main verb 'cost' then remains in its base form.
中文： 助動詞 'does' 用於第三人稱單數主詞（a transfer）的現在簡單式問句。後接的主要動詞 'cost' 需使用原形。
How much does this laptop cost?
這台筆記型電腦多少錢？
EN： The preposition 'with' is used here to indicate the condition or the tool being used—in this case, the specific type of bank account.
中文： 介系詞 'with' 在此處用於表示條件或使用的工具，即指特定的銀行帳戶類型。
You get free coffee with this membership.
使用此會員資格可享有免費咖啡。
EN： In Western banking, 'basic' accounts often have minimal features and may charge per-transaction fees, whereas 'premium' accounts waive these fees in exchange for a monthly maintenance fee or a minimum balance requirement.
中文： 在西方銀行體系中，「基本 (basic)」帳戶通常功能最少，且可能按次收取交易費；而「高級 (premium)」帳戶則通常會免除這些費用，但代價是需支付月費或維持最低存款餘額。
EN： The word 'Each' is a distributive determiner used to refer to every individual member of a group. It is followed by a singular countable noun ('transfer') and requires a singular verb ('costs').
中文： 單數限定詞 'Each' 用於指代群體中的每一個成員。後面必須接單數可數名詞（如 transfer），且動詞需使用單數形式（如 costs）。
Each student receives a free textbook.
每位學生都會收到一本免費教科書。
EN： The preposition 'with' is used here to indicate the condition or the specific service context (the basic account) under which the cost applies.
中文： 介係詞 'with' 在此處用於表示條件或特定的服務背景（基本帳戶），說明在該情況下所產生的費用。
With this membership, you get a discount.
憑此會員資格，您可以獲得折扣。
EN： In many Western banking systems, 'basic' accounts often have lower or no monthly maintenance fees but charge per transaction for specialized services like international wire transfers. 'Premium' accounts bundle these services for a fixed monthly fee.
中文： 在許多西方銀行系統中，「基本」帳戶通常月費較低或免月費，但針對國際匯款等特殊服務會按次收費。而「高級」帳戶則通常透過固定月費來包含這些服務。
EN： The preposition 'with' is used here to indicate a condition or a specific circumstance under which a benefit is provided.
中文： 介係詞「with」在此處用於表示一種條件或特定情況，在該情況下提供某種優惠或服務。
With a student ID, you can get a discount.
憑學生證，你可以獲得折扣。
EN： The use of the adverb 'completely' before the adjective 'free' acts as an intensifier to emphasize that there are absolutely no hidden costs.
中文： 在形容詞「free」之前使用副詞「completely」作為強化詞，用以強調絕對沒有任何隱藏費用。
The software is completely free to download.
這款軟體完全免費下載。
EN： In Western banking, 'premium' or 'gold' accounts often come with a monthly fee but offer perks like free international transfers or travel insurance, which is a common trade-off for frequent travelers.
中文： 在西方銀行體系中，「高級 (premium)」或「金卡 (gold)」帳戶通常會收取月費，但會提供如免費國際轉帳或旅遊保險等優惠，這對於經常旅行的人來說是常見的權衡選擇。
EN： Linking Verbs (Sensory Verbs): The verb 'sounds' is a linking verb that connects the subject 'That' to an adjective 'good' to describe the subject's quality.
中文： 連繫動詞（感官動詞）：動詞 'sounds'（聽起來）是一個連繫動詞，用來連接主詞 'That' 與形容詞 'good'，以描述主詞的特質或狀態。
Your plan sounds exciting.
你的計劃聽起來很令人興奮。
EN： Asking for Information with 'What about...': This phrase is used to introduce a new topic or to ask for specific details about something related to the current conversation.
中文： 使用 'What about...' 詢問資訊：此片語用於引入新話題，或針對與當前對話相關的某事詢問具體細節，中文常譯為「那...呢？」。
What about the price of this car?
那這輛車的價格呢？
EN： In a banking context, customers often compare 'basic' versus 'premium' services. Asking about the 'exchange rate' is crucial for international travelers or expatriates to avoid hidden costs.
中文： 在銀行情境中，客戶經常會比較「基礎」與「尊榮」服務。詢問「匯率」對於國際旅客或外籍人士來說至關重要，以避免隱藏成本。
EN： Comparative Adjectives: Used to compare two things. For short adjectives like 'good', we use the irregular form 'better' followed by 'than'.
中文： 比較級形容詞：用於比較兩事物。對於像 'good' 這樣的短形容詞，我們使用不規則形式 'better'，後面接 'than'。
This new phone is better than my old one.
這支新手機比我的舊手機更好。
EN： The Pronoun 'one': Used to avoid repeating a noun that has already been mentioned (in this case, 'account').
中文： 代名詞 'one'：用來避免重複已經提到過的代名詞（在此句中指 'account'）。
I don't like the red shirt; I prefer the blue one.
我不喜歡那件紅襯衫；我比較喜歡那件藍色的。
EN： In banking, 'premium' accounts often require a higher balance or a monthly fee in exchange for perks like better rates or waived fees. It is common for bank staff to upsell these options by highlighting long-term savings.
中文： 在銀行業務中，「高級 (premium)」帳戶通常需要較高的餘額或月費，以換取更好的利率或免除手續費等優惠。銀行職員通常會透過強調長期節省的費用來推銷這些選項。
EN： The use of 'Then' as a transition word to indicate a logical conclusion or a decision made based on previous information.
中文： 使用 'Then' 作為轉折詞，用來表示根據先前資訊所做出的邏輯推論或決定（意為「那麼」）。
If it's raining, then we should stay home.
如果正在下雨，那麼我們應該待在家裡。
EN： The structure 'I think (that) + clause' is used to express an opinion or belief. The conjunction 'that' is often omitted in casual speech.
中文： 「I think (that) + 子句」結構用於表達觀點或想法。在口語中，連接詞 'that' 經常被省略。
I think this movie is very interesting.
我覺得這部電影很有趣。
EN： In Western banking, 'premium' accounts often involve a monthly fee in exchange for benefits like better rates or travel insurance. Alex's decision shows he prioritizes long-term savings on transfers over a monthly fee.
中文： 在西方銀行體系中，「premium（高級）」帳戶通常需要支付月費，以換取更好的匯率或旅遊保險等福利。Alex 的決定顯示他優先考慮在轉帳上節省長期費用，而非避開月費。
EN： The Future Simple tense (will + base verb) is used here to express a requirement or a request that occurs at the moment of the transaction.
中文： 未來簡單式 (will + 原型動詞) 在此處用於表達在交易當下產生的需求或要求。
I will need your signature on this document.
我將需要您在這份文件上簽名。
EN： Compound Nouns: 'Proof of address' is a common business phrase where a noun is followed by a prepositional phrase to define a specific type of document.
中文： 複合名詞：「Proof of address」(居住證明) 是一個常見的商務片語，名詞後接介係詞短語來定義特定類型的文件。
Do you have any proof of identity?
你有任何身份證明嗎？
EN： In many English-speaking countries, a 'utility bill' (electricity, water, or gas bill) is the most standard form of 'proof of address' required to open a bank account.
中文： 在許多英語系國家，開立銀行帳戶時，「水電瓦斯費帳單」(utility bill) 是最標準且被廣泛接受的「居住證明」形式。
EN： The Present Perfect tense (have + past participle) is used here to show that an action completed in the past (bringing the bill) has a direct result or relevance in the present situation.
中文： 現在完成式 (have + 過去分詞) 在此處用於表示過去完成的動作（帶帳單來）對現在的情況有直接的影響或關聯。
I have already finished my homework.
我已經完成我的作業了。
EN： The word 'also' is an adverb used to add extra information. In a sentence with an auxiliary verb (have), it is typically placed between the auxiliary verb and the main verb.
中文： 單字 'also' 是一個用來增加額外資訊的副詞。在含有助動詞 (have) 的句子中，它通常放在助動詞與主要動詞之間。
She has also visited Japan.
她也去過日本。
EN： In many English-speaking countries, a 'utility bill' (electricity, water, or gas) is a standard document used as 'proof of address' when opening bank accounts or applying for official services.
中文： 在許多英語系國家，「水電瓦斯帳單」(utility bill) 是開立銀行帳戶或申請官方服務時，用作「地址證明」(proof of address) 的標準文件。
EN： The causative verb 'let' is followed by an object and the base form of a verb (bare infinitive). It is commonly used to offer help or state an intention to perform an action.
中文： 使役動詞 'let' 後接受詞與原形動詞。常用於主動提供幫助或陳述即將執行的動作意圖。
Let me check the schedule for you.
讓我為您確認一下行程表。
EN： Linking verbs like 'look' are followed by adjectives to describe the subject's appearance or state, rather than adverbs.
中文： 連綴動詞如 'look' 後面接形容詞而非副詞，用來描述主詞的外觀或狀態。
The new design looks professional.
這個新設計看起來很專業。
EN： In professional service environments like banking, using the word 'Perfect' or 'Fine' signals to the customer that all requirements have been met, helping to build trust and move the process forward.
中文： 在銀行等專業服務環境中，使用 'Perfect' 或 'Fine' 能向客戶傳達所有要求均已達標的訊號，有助於建立信任並推進流程。
EN： Present Perfect Passive Voice: Formed with 'has/have + been + past participle'. It is used to describe an action that was completed at an unspecified time in the past, focusing on the result rather than who performed the action.
中文： 現在完成式的被動語態：由「has/have + been + 過去分詞」構成。用於描述在過去不特定時間點完成的動作，強調動作的結果而非執行者。
The email has been sent to the manager.
電子郵件已經發送給經理了。
EN： Adverb Placement: The adverb 'successfully' modifies the verb 'created'. In passive voice sentences, adverbs often follow the past participle to emphasize the manner in which the action was completed.
中文： 副詞位置：副詞「successfully」修飾動詞「created」。在被動語態句中，副詞通常放在過去分詞之後，用以強調動作完成的方式。
The software was installed successfully.
軟體已成功安裝。
EN： In many Western countries, a 'debit card' is issued immediately or mailed shortly after opening an account. Unlike a credit card, it deducts money directly from the user's checking account. It is the most common tool for everyday banking and ATM withdrawals.
中文： 在許多西方國家，開戶後會立即核發或寄送「簽帳金融卡」(debit card)。與信用卡不同，它是直接從使用者的支票帳戶中扣款。這是日常銀行交易和 ATM 提款最常用的工具。
EN： The use of 'That' as a demonstrative pronoun to refer back to a previously mentioned situation or event (in this case, the quick account setup).
中文： 使用 'That' 作為指示代名詞，用來指代前面提到的情況或事件（在此指開戶手續辦理得很快）。
That was a great movie!
那是一部很棒的電影！
EN： The intensifier 'so much' is used after 'thank you' to express a high degree of gratitude.
中文： 程度副詞 'so much' 用在 'thank you' 之後，用來表達程度極高的感激之情。
I appreciate your help so much.
我非常感激你的幫助。
EN： In English-speaking cultures, it is common and polite to use the service provider's name (if known) when thanking them. It creates a friendly and personalized atmosphere.
中文： 在英語系國家，感謝服務人員時加上對方的名字（如果知道的話）是很常見且有禮貌的做法，這能營造友善且個人化的互動氛圍。
EN： Passive Voice (be + past participle): Used when the focus is on the action or the object receiving the action rather than who is performing it. Here, 'can be used' indicates the card's capability of being operated.
中文： 被動語態 (be + 過去分詞)：當重點在於動作本身或接受動作的對象，而非執行者時使用。這裡的 'can be used' 表示這張卡片具備「被使用」的功能。
The door can be opened with this key.
這扇門可以用這把鑰匙打開。
EN： Modal Verb 'Can': Used to express possibility or ability. In this context, it informs the customer about the potential uses of their new debit card.
中文： 助動詞 'Can'：用於表達可能性或能力。在此語境中，它用來告知客戶其新簽帳金融卡的可行用途。
You can find the library next to the park.
你可以在公園旁邊找到圖書館。
EN： In many English-speaking countries, 'You are welcome' is the standard polite response to 'Thank you'. In a banking context, providing additional helpful information (like where to find an ATM) is a sign of good customer service.
中文： 在許多英語系國家，「You are welcome」是回應「Thank you」的標準禮貌用語。在銀行情境中，主動提供額外的實用資訊（例如哪裡可以找到提款機）是良好客戶服務的表現。
EN： The 'There is/are' structure is used to indicate the existence of something. In questions, the order is inverted to 'Is there' or 'Are there'.
中文： 「There is/are」結構用於表示某物的存在。在疑問句中，順序會反轉為「Is there」或「Are there」。
Is there a pharmacy near the hotel?
飯店附近有藥局嗎？
EN： The relative clause 'that I can try' modifies the noun 'ATM'. The relative pronoun 'that' acts as the object of the verb 'try'.
中文： 關係子句「that I can try」用來修飾名詞「ATM」。關係代名詞「that」在子句中擔任動詞「try」的受詞。
This is a book that I want to read.
這是一本我想讀的書。
EN： In many Western countries, banks often have ATMs located inside a secure lobby or just outside the building. It is common for customers to ask for the nearest ATM to avoid high transaction fees from third-party machines.
中文： 在許多西方國家，銀行通常在安全的門廳內或建築物外設有 ATM。客戶詢問最近的 ATM 是很常見的，這樣可以避免使用第三方機器時產生的高額交易手續費。
EN： The 'There is/are' structure is used to state that something exists in a particular place. 'There' acts as a dummy subject, while the real subject follows the verb.
中文： 「There is/are」句型用於表示某處存在某物。這裡的「There」是虛主詞，真正的動詞主體（主詞）接在動詞之後。
There is a coffee shop across the street.
街道對面有一間咖啡店。
EN： Prepositional phrases of location (e.g., 'outside the building', 'on the left side') are often stacked to provide increasingly specific details about where something is located.
中文： 地方介係詞短語（如「outside the building」、「on the left side」）常會堆疊使用，以提供關於物體位置由大到小或由概括到具體的細節。
The keys are on the table in the kitchen.
鑰匙在廚房的桌子上。
EN： In many Western cities, bank staff are trained to be helpful with local navigation. Providing clear directions to the nearest ATM is a standard part of customer service, especially for new residents.
中文： 在許多西方城市，銀行工作人員受過培訓，會熱心提供當地導航協助。為客戶（尤其是新居民）提供前往最近提款機的清晰指引，是標準客戶服務的一部分。
EN： The verb 'want' is followed by a 'to-infinitive' (to + base verb) when expressing a desire to perform an action. This is a common pattern for transitive verbs expressing intention.
中文： 動詞 'want' (想要) 後面接「不定詞」(to + 原形動詞)，用來表達想要執行的動作。這是表達意圖時常見的及物動詞句型。
I want to travel to Japan next year.
我明年想要去日本旅遊。
EN： The structure 'exchange A to B' (or 'exchange A for B') is used to describe the process of swapping one currency or item for another.
中文： 結構 'exchange A to B' (或 exchange A for B) 用於描述將一種貨幣或物品兌換/交換成另一種的過程。
Can I exchange these pounds to dollars?
我可以把這些英鎊兌換成美金嗎？
EN： In international banking, exchange rates fluctuate daily. Using 'to' or 'for' when exchanging currency is standard. It is common in many countries to perform currency exchange at banks, though they may charge a fee or offer a specific 'spread' in the rate.
中文： 在國際銀行業務中，匯率每天都會波動。兌換貨幣時使用 'to' 或 'for' 都是標準用法。在許多國家，銀行是主要的兌換場所，但銀行通常會收取手續費或在匯率中包含「價差」。
EN： The structure 'A to B' is used to express ratios or exchange rates, indicating the value of one currency in terms of another.
中文： 使用「A to B」的結構來表達比例或匯率，表示一種貨幣相對於另一種貨幣的價值。
The current exchange rate is one pound to one point two dollars.
目前的匯率是一英鎊兌一點二美元。
EN： Decimal numbers in English are read by saying 'point' for the dot and then naming each digit individually (though for currency, common practice often groups cents).
中文： 英文中的小數點讀作 'point'，小數點後的數字通常逐一讀出（但在貨幣表達中，通常會將分的部分視為一個數值）。
The price increased by zero point zero five percent.
價格上漲了百分之零點零五。
EN： In international banking, exchange rates fluctuate daily. Using 'to' is the standard way to express the conversion rate between two currencies in spoken English.
中文： 在國際銀行業務中，匯率每天都會波動。在英語口語中，使用「to」是表達兩種貨幣之間換算率的標準方式。
EN： The phrase 'would like to' is a polite way to express a desire or request, functioning as a more formal alternative to 'want to'. It is followed by the base form of a verb.
中文： 「would like to」是表達願望或請求的一種禮貌方式，是「want to」的正式替代用法。其後接動詞原形。
I would like to book a table for two.
我想預訂一個兩人的位置。
EN： The word 'that' is a demonstrative pronoun used to refer to something previously mentioned in the conversation—in this case, the exchange rate.
中文： 「that」在句中是指示代名詞，用來指代對話中先前提到過的事物，在此處指代的是匯率。
That is a very kind offer.
那是個非常友善的提議。
EN： In Western banking, using polite forms like 'I would like to' is standard. Additionally, exchange rates at banks often include a small margin or fee, so confirming if a rate is 'reasonable' is a common way to acknowledge the transaction terms.
中文： 在西方銀行文化中，使用「I would like to」等禮貌句型是標準做法。此外，銀行的匯率通常包含微小的價差或手續費，因此確認匯率是否「reasonable」（合理）是認可交易條款的一種常見表達方式。
EN： The phrase 'Here are' is used when presenting multiple items or a plural amount of money to someone. It follows the structure 'Here + be verb + subject', where the verb agrees with the subject that follows it.
中文： 句型「Here are」用於向某人遞上多件物品或複數金額時。結構為「Here + be 動詞 + 主詞」，動詞需與後面的主詞（複數）保持一致。
Here are your keys and your receipt.
這是您的鑰匙和收據。
EN： The phrase 'Is there anything else?' is a standard polite inquiry used in customer service to check if the client has further requests before concluding the interaction.
中文： 「Is there anything else?」是客服中標準的禮貌詢問語，用於在結束服務前確認客戶是否還有其他需求。
Is there anything else I can do for you today?
今天還有什麼我可以為您服務的嗎？
EN： In banking and retail, it is common to count back or clearly state the amount being handed to the customer to ensure transparency and avoid disputes.
中文： 在銀行業和零售業中，清楚地報出交給客戶的金額是常見的做法，這能確保透明度並避免爭議。
EN： The phrase 'That is everything' uses 'everything' as a pronoun to indicate that a task or list is complete. In a service context, it signals that the speaker has no further requests.
中文： 短語「That is everything」使用「everything」作為代名詞，表示任務或清單已完成。在服務情境中，這表示說話者沒有進一步的要求。
I have finished the report, so that is everything for today.
我已經完成了報告，所以今天就到此為止了。
EN： The structure 'Thank you for [noun phrase]' is used to express gratitude for a specific action or quality. Here, 'excellent help' is the noun phrase being thanked.
中文： 句型「Thank you for [名詞短語]」用於對特定的行為或特質表示感謝。在這裡，「excellent help」（出色的幫助）是被感謝的名詞短語。
Thank you for your patience during the meeting.
感謝您在會議期間的耐心。
EN： In Western service culture, it is common and polite to address the service provider by their first name if they have introduced themselves or are wearing a name tag. It builds a friendly rapport.
中文： 在西方服務文化中，如果服務人員已經自我介紹或佩戴了名牌，直接稱呼對方的名字（First Name）是很常見且有禮貌的做法，這能建立友好的互動關係。
EN： The phrase 'It was my pleasure' uses the past tense 'was' to refer to the service just completed. It is a formal and polite way to respond to 'Thank you'.
中文： 短語 'It was my pleasure' 使用過去式 'was' 來指代剛剛完成的服務。這是一種正式且禮貌的回應「謝謝」的方式。
It was my pleasure to help you with the luggage.
幫您搬行李是我的榮幸。
EN： Imperative sentences like 'Enjoy your stay!' are used to give well-wishes. They start with a base verb and are common in hospitality contexts.
中文： 祈使句如 'Enjoy your stay!' 用於表達祝願。它們以動詞原形開頭，在服務業場景中非常常見。
Enjoy your meal!
祝您用餐愉快！
EN： In English-speaking cultures, 'It's my pleasure' or 'My pleasure' is considered more polite and professional than a simple 'You're welcome', especially in high-end customer service or formal settings.
中文： 在英語系國家，「It's my pleasure」或簡稱「My pleasure」被認為比簡單的「You're welcome」更禮貌且專業，特別是在高端客戶服務或正式場合中。
重要單字附有 IPA 發音、定義、例句和互動式測驗。
在本文中： 銀行帳戶
在本文中： 高級的、優質的
在本文中： 利率
在本文中： 國際的
在本文中： 轉帳、匯款
在本文中： 匯率
在本文中： 貨幣
在本文中： 護照
在本文中： 水電費帳單
在本文中： 簽帳金融卡
在本文中： 合理的、公道的
片語包含類型標示、雙語定義、用法說明和例句。
To start a new relationship with a bank by registering your details.
開戶
A document that shows where you live, such as a bill or official letter.
地址證明
To arrange, establish, or create something.
設置、建立
In or to a foreign country or countries.
在國外、海外
The percentage of a sum of money charged by a bank for a loan or paid by a bank to a saver.
利率
A monthly statement of the amount a household or business owes for essential services like electricity, gas, or water.
公用事業費帳單（如水電費帳單）
A card issued by a bank allowing the holder to transfer money electronically from their bank account when making a purchase.
簽帳金融卡
The value of one currency for the purpose of conversion to another.
匯率