At the Bank在银行
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#1
Good morning! Welcome to City National Bank. How may I help you today?
早安！欢迎来到城市国家银行。今天有什么我可以帮您的吗？
#2
Hi there! I've recently moved to this city and I need to open a bank account.
嗨！我最近搬到了这座城市，我需要开一个银行账户。
#3
Congratulations on the move! We'd be happy to assist you with that right away.
恭喜搬家！我们很乐意立即协助您办理。
#4
May I ask what type of account you're interested in opening today?
我可以请问您今天有兴趣开设哪种类型的账户吗？
#5
Well, I'll need a checking account for daily expenses and possibly a savings account too.
嗯，我需要一个支票账户来支付日常开支，可能还需要一个储蓄账户。
#6
That's a great combination. The checking account has no monthly fees if you maintain a minimum balance.
那是个很棒的组合。如果您维持最低余额，支票账户就免收月费。
#7
That sounds reasonable. What would the minimum balance requirement be for that?
那听起来很合理。那项要求的最低余额会是多少呢？
#8
The minimum balance is five hundred dollars. You'll also receive a debit card and full ATM access.
最低余额为五百美元。您还将收到一张借记卡和完整的自动提款机使用权限。
#9
Perfect. I actually need to ask about something else as well. I'm expecting a wire transfer from abroad.
太好了。事实上，我还需要询问关于其他事情。我正期待一笔来自国外的电汇。
#10
Of course. International transfers usually take between three and five business days to process.
当然。国际转账通常需要三到五个工作日来处理。
#11
That's good to know. Will the transfer be subject to any additional fees on your end?
很高兴知道这点。这笔转账在你们那边会产生任何额外费用吗？
#12
There is a flat fee of fifteen dollars for incoming international transfers. The exchange rate is updated daily.
汇入的国际转账有一笔十五美元的固定费用。汇率每天都会更新。
#13
I see. Could you tell me what today's exchange rate is for euros to dollars?
我明白了。你能告诉我今天的欧元兑美元汇率是多少吗？
#14
Certainly. Today's exchange rate for euros to dollars is one euro to one point zero eight dollars.
当然。今天的欧元兑美元汇率是一欧元兑一点零八美元。
#15
That's not bad at all. I had been worried that the rate would be much less favorable here.
那一点也不糟。我本来一直担心这里的汇率会不理想得多。
#16
We do offer competitive rates compared to most currency exchange offices in the area.
与该地区的大多数货币兑换所相比，我们确实提供具有竞争力的汇率。
#17
Great. So let's go ahead and open both accounts today. What documents will you need from me?
太好了。那我们今天就开始办理这两个账户吧。您需要我提供哪些文件？
#18
I'll need your passport, proof of address, and a completed application form that I can provide.
我将需要您的护照、地址证明，以及一份我可以提供的填写完整的申请表。
#19
I've got my passport and a utility bill right here. This has been incredibly helpful, David. Thank you!
我这里有护照和水电费账单。这对非常有帮助，大卫。谢谢你！
#20
You're very welcome, Alex. Once everything has been processed, your accounts should be active by tomorrow.
不客气，Alex。一旦所有程序处理完毕，您的账户应该到明天就会生效。