At the Bankที่ธนาคาร

Good morning! Welcome to City National Bank. How may I help you today?

Hi there! I've recently moved to this city and I need to open a bank account.

Congratulations on the move! We'd be happy to assist you with that right away.

May I ask what type of account you're interested in opening today?

Well, I'll need a checking account for daily expenses and possibly a savings account too.

That's a great combination. The checking account has no monthly fees if you maintain a minimum balance.

That sounds reasonable. What would the minimum balance requirement be for that?

The minimum balance is five hundred dollars. You'll also receive a debit card and full ATM access.

Perfect. I actually need to ask about something else as well. I'm expecting a wire transfer from abroad.

Of course. International transfers usually take between three and five business days to process.

That's good to know. Will the transfer be subject to any additional fees on your end?

There is a flat fee of fifteen dollars for incoming international transfers. The exchange rate is updated daily.

I see. Could you tell me what today's exchange rate is for euros to dollars?

Certainly. Today's exchange rate for euros to dollars is one euro to one point zero eight dollars.

That's not bad at all. I had been worried that the rate would be much less favorable here.

We do offer competitive rates compared to most currency exchange offices in the area.

Great. So let's go ahead and open both accounts today. What documents will you need from me?

I'll need your passport, proof of address, and a completed application form that I can provide.

I've got my passport and a utility bill right here. This has been incredibly helpful, David. Thank you!

You're very welcome, Alex. Once everything has been processed, your accounts should be active by tomorrow.