EN: Use 'Welcome to' followed by a place name to greet someone arriving at a specific location.
Bahasa Indonesia: Gunakan "Welcome to" yang diikuti nama tempat untuk menyambut seseorang yang baru tiba di tempat tertentu.
Welcome to our home!
Selamat datang di rumah kami!
EN: In English-speaking business environments, it is standard to greet customers with a time-specific greeting (Good morning/afternoon) followed by the name of the establishment to sound professional.
EN: Use 'just' with the past tense to talk about something that happened a very short time ago.
Bahasa Indonesia: Gunakan "just" dengan bentuk past tense untuk membicarakan sesuatu yang baru saja terjadi belum lama ini.
I just finished my homework.
Saya baru saja menyelesaikan PR saya.
EN: 'Hi there!' is a very common, friendly way to start a conversation in English-speaking countries, especially when meeting someone for the first time in a service setting like a bank.
EN: Use 'need to' followed by a base verb to express a requirement or necessity to do an action.
Bahasa Indonesia: Gunakan "need to" yang diikuti kata kerja dasar untuk mengekspresikan keperluan atau keharusan melakukan sesuatu.
I need to buy some milk.
Aku perlu membeli susu.
EN: In many English-speaking countries, 'opening an account' is the standard phrase used at a bank. You will typically need identification like a passport or driver's license.
EN: Use 'can' followed by a base verb to express ability or willingness to help someone.
Bahasa Indonesia: Gunakan "can" yang diikuti kata kerja dasar untuk mengekspresikan kemampuan atau kesediaan untuk membantu seseorang.
I can show you the way.
Saya bisa menunjukkan jalannya.
EN: In customer service, 'Of course' sounds more enthusiastic and helpful than a simple 'Yes'.
EN: Use 'A or B' to give someone a choice between two options. In a question, the voice usually goes up on the first option and down on the second.
Bahasa Indonesia: Gunakan "A or B" untuk memberikan pilihan antara dua opsi kepada seseorang. Dalam kalimat tanya, intonasi untuk opsi pertama biasanya naik, sedangkan opsi kedua turun.
Do you want tea or coffee?
Apakah kamu mau teh atau kopi?
EN: In many Western countries, people use a 'checking account' for daily expenses (using a debit card) and a 'savings account' to keep money they don't plan to spend immediately to earn a little interest.
EN: Use the pattern 'What is the difference between A and B?' to ask about the contrast between two things. When the two things are already mentioned, you can simply use 'them'.
Bahasa Indonesia: Gunakan pola "What is the difference between A and B?" untuk menanyakan perbedaan antara dua hal. Jika kedua hal tersebut sudah disebutkan sebelumnya, kamu bisa langsung menggunakan "them".
What is the difference between these two phones?
Apa perbedaan antara kedua ponsel ini?
EN: In Western banking, customers are encouraged to ask clarifying questions about different types of accounts to ensure they choose the one with the lowest fees and best benefits.
EN: Use 'be + better for + V-ing' to describe what something is more suitable or useful for.
Bahasa Indonesia: Gunakan "be + better for + V-ing" untuk mendeskripsikan sesuatu yang lebih cocok atau lebih bermanfaat untuk penggunaan tertentu.
This pen is better for drawing.
Pulpen ini lebih cocok untuk menggambar.
EN: In many Western countries, people commonly maintain both a savings account (for interest and long-term goals) and a checking account (for daily expenses and debit card use).
EN: Use 'be + better for + noun' to describe what something is more suitable or useful for.
Bahasa Indonesia: Gunakan "be + better for + noun" untuk mendeskripsikan sesuatu yang lebih cocok atau lebih berguna untuk tujuan tertentu.
This pen is better for writing.
Pulpen ini lebih bagus untuk menulis.
EN: In Western banking, a 'checking account' is used for frequent transactions like paying bills or using a debit card, while a 'savings account' is for keeping money long-term to earn interest.
EN: Use 'will' to express a decision made at the moment of speaking.
Bahasa Indonesia: Gunakan "will" untuk menyampaikan keputusan yang dibuat spontan saat berbicara.
I will take the blue shirt, please.
Saya akan mengambil kemeja biru ini, terima kasih.
EN: In the US, a 'checking account' is for everyday transactions like paying bills or using a debit card, while a 'savings account' is for keeping money long-term to earn interest.
EN: Use 'will' to talk about things that are necessary or planned to happen in the future.
Bahasa Indonesia: Gunakan "will" untuk membicarakan hal-hal yang perlu atau direncanakan terjadi di masa depan.
I will need your phone number.
Saya akan membutuhkan nomor telepon Anda.
EN: In many Western countries, a passport is the primary form of identification required for foreigners to open a bank account.
EN: Use 'Here you go' when you are handing something to someone. Use 'also' to add a new piece of information to what you just said.
Bahasa Indonesia: Gunakan "Here you go" saat kamu menyerahkan sesuatu kepada seseorang. Gunakan "also" untuk menambahkan informasi baru setelah apa yang baru saja dikatakan.
Here you go. I also need a pen.
Ini dia. Saya juga butuh pulpen.
EN: In Western banking and service culture, 'Here you go' is a standard polite phrase used when handing over documents like a passport. It is more natural than just saying 'Please' or 'Take this'.
EN: Use 'Can I + verb' to ask for permission or to see if something is possible.
Bahasa Indonesia: Gunakan "Can I + verb" untuk meminta izin atau menanyakan apakah sesuatu memungkinkan untuk dilakukan.
Can I pay with a credit card?
Apakah saya bisa membayar dengan kartu kredit?
EN: In many countries, transferring money between banks can involve fees or specific 'routing numbers'. It is common to ask about this when opening a new account.
EN: Use 'can' followed by a base verb to talk about things that are possible or things you are allowed to do.
Bahasa Indonesia: Gunakan "can" yang diikuti kata kerja dasar untuk membicarakan hal-hal yang mungkin atau hal-hal yang boleh dilakukan.
You can pay by credit card.
Kamu bisa membayar dengan kartu kredit.
EN: In modern banking, 'online' usually refers to both web browsers and mobile apps. Banks encourage online transfers because they are faster and reduce the workload for bank tellers.
EN: Use 'can' to talk about possibility or things you are allowed to do.
Bahasa Indonesia: Gunakan "can" untuk membicarakan kemungkinan atau hal-hal yang boleh kamu lakukan.
You can pay with a credit card.
Kamu bisa membayar dengan kartu kredit.
EN: ATM stands for 'Automated Teller Machine'. In many English-speaking countries, people use ATMs for almost everything, including depositing checks and withdrawing cash, to avoid waiting in line for a human teller.
EN: Use 'some' with plural nouns in positive sentences to talk about an unspecified amount.
Bahasa Indonesia: Gunakan "some" dengan kata benda jamak dalam kalimat positif untuk membicarakan jumlah yang tidak ditentukan.
I have some books.
Saya punya beberapa buku.
EN: In many English-speaking countries, it's common to use 'One more thing' as a polite way to add a request or question at the end of a transaction.
EN: Use 'exchange A for B' to talk about swapping one thing for another, especially with money or items.
Bahasa Indonesia: Gunakan "exchange A for B" untuk membicarakan menukar satu hal dengan hal lain, terutama uang atau barang.
I want to exchange this shirt for a larger size.
Saya ingin menukar kemeja ini dengan ukuran yang lebih besar.
EN: In the US, 'dollars' is the standard term for currency. When exchanging money at a bank, you might be asked for identification (like a passport) and there is usually a small service fee or a specific exchange rate applied.
EN: Use the Present Simple tense (Subject + Verb) to talk about facts or services that are always true.
Bahasa Indonesia: Gunakan Present Simple tense (Subject + Verb) untuk membicarakan fakta atau layanan yang disediakan secara rutin.
We sell fresh bread every day.
Kami menjual roti segar setiap hari.
EN: In many countries, banks are the primary place for currency exchange, but they may charge a fee or offer a specific daily rate. It's common to ask 'What is the exchange rate today?' before proceeding.
EN: Use the pattern 'A to B' to describe exchange rates or ratios between two different currencies or quantities.
Bahasa Indonesia: Gunakan pola "A to B" untuk mendeskripsikan nilai tukar atau rasio antara dua mata uang atau jumlah yang berbeda.
The exchange rate is 30 Taiwan dollars to 1 US dollar.
Nilai tukarnya adalah 30 TWD ke 1 USD.
EN: In international banking, exchange rates fluctuate daily. When speaking, decimals like 1.08 are usually read as 'one point zero eight'.
EN: Use 'will' to express a decision made at the moment of speaking.
Bahasa Indonesia: Gunakan "will" untuk menyampaikan keputusan yang dibuat spontan saat berbicara.
I will take the bus today.
Saya berencana naik bus hari ini.
EN: In many English-speaking countries, it is common to confirm a transaction by repeating the specific amount or service you want to proceed with.
EN: Use 'Subject + be verb + adjective' to describe the current state or condition of something.
Bahasa Indonesia: Gunakan "Subject + be verb + adjective" untuk mendeskripsikan keadaan atau kondisi suatu hal saat ini.
The dinner is ready.
Makan malam sudah siap.
EN: In Western banking culture, staff often use positive reinforcement words like 'Perfect' or 'Great' to confirm that a process is complete and successful, making the customer feel valued.
EN: Use 'Here is...' to give or show something to someone. It is a polite way to present an item.
Bahasa Indonesia: Gunakan "Here is..." untuk menyerahkan atau memperlihatkan sesuatu kepada seseorang. Ini adalah cara yang sopan untuk memberikan barang.
Here is your coffee.
Ini kopi Anda.
EN: In many Western countries, a 'debit card' is used more frequently than cash. A 'PIN number' is a 4 to 6 digit secret code. Note that 'PIN' stands for Personal Identification Number, so 'PIN number' is technically redundant but very common in daily speech.
EN: Use 'so much' after 'Thank you' to show extra gratitude. It functions as an adverbial phrase to emphasize the degree of your thanks.
Bahasa Indonesia: Gunakan "so much" setelah "Thank you" untuk menunjukkan rasa terima kasih yang lebih. Ini berfungsi sebagai frasa kata keterangan untuk menekankan rasa terima kasihmu.
Thank you so much for your help.
Terima kasih banyak atas bantuanmu.
EN: In English-speaking cultures, it is very common and polite to use the person's first name when thanking them, even in professional settings like a bank. It builds a friendly connection.
EN: Use 'near' to describe something that is close to a specific place or object.
Bahasa Indonesia: Gunakan "near" untuk mendeskripsikan sesuatu yang dekat dengan tempat atau objek tertentu.
The bank is near the park.
Bank itu berada di dekat taman.
EN: In English-speaking countries, 'You're welcome' is the most standard response to 'Thank you'. In a business setting like a bank, staff often follow this with helpful directions to ensure the customer knows what to do next.
EN: Use 'will' to talk about a decision you just made at the moment of speaking.
Bahasa Indonesia: Gunakan "will" untuk membicarakan keputusan yang baru saja kamu buat saat berbicara.
I will call you later.
Saya akan menghubungi kamu sebentar lagi.
EN: In Western banking culture, it's common for staff to encourage customers to try their new card at an on-site ATM to ensure the PIN works before they leave.
EN: Use 'Have a + adjective + day' to give a friendly wish to someone when saying goodbye.
Bahasa Indonesia: Gunakan pola "Have a + adjective + day" untuk memberikan ucapan selamat yang ramah saat berpisah dengan seseorang.
Have a great weekend!
Semoga akhir pekanmu menyenangkan!
EN: In English-speaking cultures, especially in customer service, it is very common to add a positive wish like 'Have a nice day' after saying goodbye. It shows friendliness and professionalism.
Kosakata utama dengan pengucapan IPA, definisi, contoh kalimat, dan kuis interaktif.
Dalam konteks: rekening bank
Dalam konteks: tabungan (rekening)
Dalam konteks: giro (rekening), rekening yang digunakan untuk pengeluaran sehari-hari
Dalam konteks: paspor
Dalam konteks: transfer
Dalam konteks: menukar
Dalam konteks: mata uang
Dalam konteks: kurs / nilai tukar
Dalam konteks: kartu debit
Dalam konteks: ATM
Frasa dengan label jenis, definisi dwibahasa, catatan penggunaan, dan contoh kalimat.
To start a new relationship with a bank to keep your money there.
Membuka rekening
The value of one currency for the purpose of conversion to another.
Nilai tukar
A phrase used when handing something to someone.
Ini dia; Ini untukmu
Personal Identification Number used to access a bank account.
Nomor Identifikasi Pribadi (PIN)
A type of bank account for everyday transactions, allowing frequent withdrawals and deposits.
Rekening koran