Health InsuranceAsuransi Kesehatan
Pratinjau Audio Lengkap
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EN: Use 'Can we' to ask for permission or to suggest doing something together in a polite way.
Bahasa Indonesia: Gunakan 'Can we' untuk meminta izin atau menyarankan untuk melakukan sesuatu bersama secara sopan.
Can we go now?
Bisakah kita pergi sekarang?
EN: In Western culture, 'Can we talk?' is a standard way to initiate a conversation, but if said with a serious tone, it might imply that there is an important or potentially difficult topic to discuss.
EN: Use 'What is it?' to ask for the reason or purpose when someone wants to talk to you or shows you something.
Bahasa Indonesia: Gunakan 'What is it?' untuk menanyakan alasan atau tujuan saat seseorang ingin berbicara dengan Anda atau menunjukkan sesuatu kepada Anda.
I have a surprise for you. - What is it?
Saya punya kejutan untukmu. - Apa itu?
EN: In English-speaking cultures, 'Sure' is a very common and friendly way to say 'Yes' in casual conversations.
EN: Use 'have' to show that you own or possess something. The structure is: Subject + have + object.
Bahasa Indonesia: Gunakan 'have' untuk menunjukkan bahwa Anda memiliki atau memegang sesuatu. Strukturnya adalah: Subjek + have + objek.
I have a book.
Saya punya sebuah buku.
EN: In English, 'I have ... here' is a common way to introduce a document or object you want to discuss during a conversation.
EN: Use 'What + noun' to ask for specific information about a category of things.
Bahasa Indonesia: Gunakan "What + noun" untuk menanyakan informasi spesifik tentang suatu kategori benda.
What book is it?
Buku apa itu?
EN: Use 'It is about...' to introduce the topic or subject of a letter, book, movie, or conversation.
Bahasa Indonesia: Gunakan 'It is about...' untuk memperkenalkan topik atau subjek dari surat, buku, film, atau percakapan.
It is about my new job.
Ini tentang pekerjaan baru saya.
EN: In the US, health insurance is a common topic of discussion because it is often tied to employment and can be quite expensive.
EN: Use 'let' followed by a person and a base verb to ask for permission or to offer to do something.
Bahasa Indonesia: Gunakan 'let' yang diikuti oleh orang dan kata kerja dasar untuk meminta izin atau menawarkan diri melakukan sesuatu.
Let me help you.
Biar aku bantu kamu.
EN: In English, 'let me see' is a very common way to express interest or to ask to inspect something someone else is holding.
EN: Use 'goes up' to describe prices or amounts increasing. We add 's' to 'go' because 'the premium' is a singular subject.
Bahasa Indonesia: Gunakan 'goes up' untuk menggambarkan harga atau jumlah yang naik. Kita menambahkan 's' pada 'go' karena 'the premium' adalah subjek tunggal.
The price of milk goes up today.
Harga susu naik hari ini.
EN: In many countries like the US, health insurance premiums are a major monthly expense for families, and price increases are a common topic of concern.
EN: Use 'How much is...' to ask about the price or cost of something.
Bahasa Indonesia: Gunakan 'How much is...' untuk menanyakan harga atau biaya dari sesuatu.
How much is the coffee?
Berapa harga kopi ini?
EN: In the US, health insurance premiums are a common topic of discussion as they often change annually. People use 'premium' specifically for insurance payments, rather than 'price' or 'fee'.
EN: Use 'It is + [amount] + [time period]' to talk about costs or prices that happen regularly.
Bahasa Indonesia: Gunakan 'It is + [jumlah] + [periode waktu]' untuk membicarakan biaya atau harga yang terjadi secara berkala.
It is $50 every week.
Harganya 50 dolar per minggu.
EN: In the US, health insurance premiums are typically paid monthly. When people say 'It is $400', they usually mean the cost per month unless specified otherwise.
EN: Use 'a lot of' before a noun to show there is a large amount or number of something. It can be used with both countable and uncountable nouns.
Bahasa Indonesia: Gunakan 'a lot of' di depan kata benda untuk menunjukkan bahwa jumlah atau banyaknya sesuatu itu besar. Kata ini bisa digunakan untuk kata benda yang dapat dihitung maupun tidak dapat dihitung.
I drink a lot of water.
Saya minum banyak air.
EN: In many English-speaking cultures, discussing specific insurance costs is common when expressing concern about expenses, though personal income is often kept private.
EN: Use the verb 'need' followed by a noun to express that something is necessary.
Bahasa Indonesia: Gunakan kata kerja 'need' yang diikuti oleh kata benda untuk menyatakan bahwa sesuatu itu diperlukan.
I need a new phone.
Saya butuh ponsel baru.
EN: In the US, 'coverage' is a common term in health insurance discussions, referring to the specific medical services the insurance company will pay for.
EN: Use 'What does [word] mean?' to ask for the definition of a word you don't understand.
Bahasa Indonesia: Gunakan 'What does [word] mean?' untuk menanyakan definisi dari kata yang tidak Anda pahami.
What does 'deductible' mean?
Apa arti dari 'Deductible'?
EN: In insurance contexts, 'coverage' is a technical term. It's very common for native speakers to ask for clarification on insurance jargon, so using 'exactly' is a natural way to seek a clear explanation.
EN: Using 'what' to mean 'the thing that'. It connects a definition to a noun.
Bahasa Indonesia: Menggunakan 'what' untuk mengartikan 'hal yang'. Kata ini menghubungkan definisi dengan kata benda.
This is what I need.
Inilah hal yang saya butuhkan.
EN: In the US, 'coverage' is a common term used to discuss what medical services (like surgery or medicine) are included in your health plan.
EN: Use 'Like' at the beginning of a short question to ask for an example or to check if an example is correct.
Bahasa Indonesia: Gunakan 'Like' di awal pertanyaan singkat untuk meminta contoh atau memastikan apakah suatu contoh sudah benar.
Like apples?
Seperti apel?
EN: In the US, 'doctor visits' refers to routine check-ups or appointments. It is a common term used when discussing health insurance coverage.
EN: Use 'too' at the end of a sentence to mean 'also' or 'as well'. It adds more information to the previous statement.
Bahasa Indonesia: Gunakan 'too' di akhir kalimat untuk mengartikan 'juga'. Kata ini digunakan untuk menambahkan lebih banyak informasi ke kalimat sebelumnya.
I like apples and bananas too.
Saya suka apel, dan saya juga suka pisang.
EN: In the US health insurance context, 'medicine' usually refers to prescription drugs. Not all insurance plans cover all types of medicine, so this is an important detail in the conversation.
EN: Use 'now' at the end of a sentence to show that something is true at this moment, especially after a change in understanding.
Bahasa Indonesia: Gunakan 'now' di akhir kalimat untuk menunjukkan bahwa sesuatu itu benar saat ini, terutama setelah memahami bahwa situasi telah berubah.
I am ready now.
Saya siap sekarang.
EN: In English, saying 'I understand now' is a polite way to show you have been listening and the other person's explanation was helpful.
EN: Use 'There is' to say that something exists. Use 'also' to add a new item to a list or conversation.
Bahasa Indonesia: Gunakan 'There is' untuk menyatakan bahwa sesuatu itu ada. Gunakan 'also' untuk menambahkan item baru ke dalam daftar.
There is also a cat in the house.
Ada kucing juga di dalam rumah.
EN: In the US healthcare system, a 'deductible' is the amount you must pay out-of-pocket before your insurance company starts to pay for your medical expenses. It is a common part of insurance discussions.
EN: Use 'What is a/an [noun]?' to ask for the definition or meaning of a specific word or concept.
Bahasa Indonesia: Gunakan 'What is a/an [kata benda]?' untuk meminta definisi atau arti dari kata atau konsep tertentu.
What is a premium?
Apa itu premi?
EN: In the US healthcare system, a 'deductible' is a common term. It is the amount you pay out-of-pocket for healthcare services before your insurance plan begins to pay.
EN: Use 'first' at the end of a sentence to show that one action happens before another action.
Bahasa Indonesia: Gunakan 'first' di akhir kalimat untuk menunjukkan bahwa satu tindakan terjadi sebelum tindakan lainnya.
I eat breakfast first.
Saya makan sarapan dulu.
EN: In the US healthcare system, a 'deductible' is a common concept where the insured person must pay a specific amount out-of-pocket before the insurance company starts to cover the costs.
EN: Use 'Before' followed by a subject and a verb to talk about the order of events. In a question, you can use a rising tone at the end to ask for confirmation.
Bahasa Indonesia: Gunakan 'Before' yang diikuti oleh subjek dan kata kerja untuk membicarakan urutan kejadian. Dalam kalimat tanya, intonasi naik di akhir kalimat menunjukkan bahwa Anda sedang meminta konfirmasi.
Before the class starts?
Sebelum kelas dimulai?
EN: In the U.S. healthcare system, a 'deductible' is a common concept where the patient must pay a specific amount out-of-pocket before the insurance company starts to cover the costs.
EN: Use 'is' to connect a singular subject with a description or amount.
Bahasa Indonesia: Gunakan 'is' untuk menghubungkan subjek tunggal dengan deskripsi atau jumlah.
The price is $50.
Harganya adalah 50 dolar.
EN: In the US health insurance system, a 'deductible' is the amount you must pay out-of-pocket before the insurance company starts to pay for your expenses.
EN: Use 'So' at the beginning of a sentence to show a result or to check if you understand what someone just said.
Bahasa Indonesia: Gunakan 'So' di awal kalimat untuk menunjukkan hasil atau untuk memastikan apakah Anda memahami apa yang baru saja dikatakan.
So we are ready to go?
Jadi, apakah kita siap untuk pergi?
EN: In the US healthcare system, a 'deductible' is the amount you must pay out-of-pocket before your insurance company starts to cover the costs.
EN: Use 'What about + noun?' to ask for information about a new topic or to ask 'what is the situation with this?'.
Bahasa Indonesia: Gunakan 'What about + kata benda?' untuk meminta informasi tentang topik baru atau menanyakan 'bagaimana dengan hal ini?'.
What about the price?
Bagaimana dengan harganya?
EN: In the context of insurance, a 'claim' is a formal request to an insurance company asking for a payment based on the terms of the insurance policy.
EN: Use 'A is B' to define a noun. 'A' and 'B' are both singular nouns in this pattern.
Bahasa Indonesia: Gunakan pola 'A is B' untuk mendefinisikan kata benda. Dalam pola ini, 'A' dan 'B' keduanya merupakan kata benda tunggal.
A car is a vehicle.
Mobil adalah sejenis alat transportasi.
EN: In the US health insurance system, a 'claim' is the formal document sent to the insurance company to request payment for medical services.
EN: In casual English, you can turn a statement into a question by raising your voice at the end (rising intonation), even without using 'Do' or 'Does'.
Bahasa Indonesia: Dalam bahasa Inggris santai, Anda dapat mengubah kalimat pernyataan menjadi pertanyaan dengan menaikkan intonasi suara di akhir kalimat.
You like coffee?
Apakah Anda suka kopi?
EN: In the US health insurance system, a 'claim' is the formal process where the policyholder or doctor requests payment for medical services. Asking 'We ask insurance to pay?' is a common way for beginners to clarify how the billing process works.
EN: When the subject is one person (he, she, it, or 'the doctor'), we add an 's' to the action word (verb) in the present tense.
Bahasa Indonesia: Saat subjeknya adalah orang ketiga tunggal (he, she, it, atau 'the doctor'), kita menambahkan 's' pada kata kerja bentuk present tense.
The nurse helps the patient.
Perawat membantu pasien.
EN: In the US healthcare system, doctors often handle the paperwork (claims) directly with the insurance company, so patients don't always have to pay the full amount upfront.
EN: Use 'Let us' (or 'Let's') to make a suggestion or invite someone to do an activity together.
Bahasa Indonesia: Gunakan "Let us" (atau "Let's") untuk memberikan saran atau mengajak seseorang melakukan suatu kegiatan bersama.
Let us go to the park.
Ayo kita pergi ke taman.
EN: In English-speaking cultures, using 'Let's' or 'Let us' is a common way to show teamwork and reduce the feeling of giving a direct command.
EN: Use the Present Simple tense to describe an immediate action or a decision made at the moment of speaking in casual conversation.
Bahasa Indonesia: Gunakan Present Simple tense untuk menggambarkan tindakan langsung atau keputusan yang dibuat saat berbicara.
I make some coffee for us.
Saya buatkan kopi untuk kita.
EN: In many English-speaking cultures, offering tea or coffee is a common way to make a stressful situation (like discussing bills or insurance) more comfortable and collaborative.
EN: The modal verb 'can' is used to express ability or possibility. It is followed by the base form of the verb (do).
Bahasa Indonesia: Kata kerja modal 'can' digunakan untuk menyatakan kemampuan atau kemungkinan. Kata ini diikuti oleh kata kerja dasar (do).
We can win the game.
Kita bisa memenangkan pertandingan ini.
EN: In Western culture, 'We can do this' is a common motivational phrase used to build confidence when facing difficult tasks like understanding complex documents.
Kosakata utama dengan pengucapan IPA, definisi, contoh kalimat, dan kuis interaktif.
Dalam konteks: asuransi
Dalam konteks: Premi asuransi
Dalam konteks: cakupan asuransi / proteksi
Dalam konteks: Obat
Dalam konteks: deductible (jumlah yang harus dibayar sendiri oleh pemegang polis sebelum klaim asuransi dibayarkan)
Dalam konteks: Pengajuan klaim asuransi
Dalam konteks: meminta; mengajukan permintaan
Dalam konteks: tepatnya; secara pasti
Frasa dengan label jenis, definisi dwibahasa, catatan penggunaan, dan contoh kalimat.
to increase in price, amount, or level
naik; meningkat
to give money in order to buy something or cover a cost
membayar untuk...
a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses
asuransi kesehatan
a suggestion or plan that seems likely to be effective or useful
ide bagus
The amount of money that an individual or business must pay for an insurance policy.
Premi asuransi
The amount of protection or the specific risks and services included in an insurance policy.
Cakupan asuransi
A specified amount of money that the insured must pay out-of-pocket before an insurance company will pay a claim.
Biaya risiko sendiri
A formal request by a policyholder to an insurance company for coverage or compensation for a covered loss.
Klaim asuransi