At the Bank
Listen to Course
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#1
Good morning! Welcome to City National Bank. How may I help you today?
早安！歡迎來到城市國家銀行。今天有什麼我可以幫您的嗎？
#2
Hi there! I've recently moved to this city and I need to open a bank account.
嗨！我最近搬到了這座城市，我需要開一個銀行帳戶。
#3
Congratulations on the move! We'd be happy to assist you with that right away.
恭喜搬家！我們很樂意立即協助您辦理。
#4
May I ask what type of account you're interested in opening today?
我可以請問您今天有興趣開設哪種類型的帳戶嗎？
#5
Well, I'll need a checking account for daily expenses and possibly a savings account too.
嗯，我需要一個支票帳戶來支付日常開支，可能還需要一個儲蓄帳戶。
#6
That's a great combination. The checking account has no monthly fees if you maintain a minimum balance.
那是個很棒的組合。如果您維持最低餘額，支票帳戶就免收月費。
#7
That sounds reasonable. What would the minimum balance requirement be for that?
那聽起來很合理。那項要求的最低餘額會是多少呢？
#8
The minimum balance is five hundred dollars. You'll also receive a debit card and full ATM access.
最低餘額為五百美元。您還將收到一張簽帳金融卡和完整的自動提款機使用權限。
#9
Perfect. I actually need to ask about something else as well. I'm expecting a wire transfer from abroad.
太好了。事實上，我還需要詢問關於其他事情。我正期待一筆來自國外的電匯。
#10
Of course. International transfers usually take between three and five business days to process.
當然。國際轉帳通常需要三到五個工作天來處理。
#11
That's good to know. Will the transfer be subject to any additional fees on your end?
很高興知道這點。這筆轉帳在你們那端會產生任何額外費用嗎？
#12
There is a flat fee of fifteen dollars for incoming international transfers. The exchange rate is updated daily.
匯入的國際轉帳有一筆十五美元的固定費用。匯率每天都會更新。
#13
I see. Could you tell me what today's exchange rate is for euros to dollars?
我明白了。你能告訴我今天的歐元兌美元匯率是多少嗎？
#14
Certainly. Today's exchange rate for euros to dollars is one euro to one point zero eight dollars.
當然。今天的歐元兌美元匯率是一歐元兌一點零八美元。
#15
That's not bad at all. I had been worried that the rate would be much less favorable here.
那一點也不糟。我本來一直擔心這裡的匯率會不理想得多。
#16
We do offer competitive rates compared to most currency exchange offices in the area.
與該地區的大多數貨幣兌換所相比，我們確實提供具有競爭力的匯率。
#17
Great. So let's go ahead and open both accounts today. What documents will you need from me?
太好了。那我們今天就開始辦理這兩個帳戶吧。您需要我提供哪些文件？
#18
I'll need your passport, proof of address, and a completed application form that I can provide.
我將需要您的護照、地址證明，以及一份我可以提供的填寫完整的申請表。
#19
I've got my passport and a utility bill right here. This has been incredibly helpful, David. Thank you!
我這裡有護照和水電費帳單。這對我非常有幫助，David。謝謝你！
#20
You're very welcome, Alex. Once everything has been processed, your accounts should be active by tomorrow.
不客氣，Alex。一旦所有程序處理完畢，您的帳戶應該到明天就會生效。