Health InsuranceAsuransi Kesehatan
Pratinjau Audio Lengkap
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EN: The past tense of 'get' is 'got'. It is used to show that something was received in the past.
Bahasa Indonesia: Bentuk lampau dari get adalah got. Kata ini digunakan untuk menunjukkan bahwa sesuatu diterima pada waktu tertentu di masa lalu.
I got a gift from my friend yesterday.
Saya menerima hadiah dari seorang teman kemarin.
EN: In many English-speaking countries, important official communications like insurance updates or medical bills are still frequently sent via physical mail (a 'letter').
EN: Use 'did' to ask questions about the past. When using 'did', the main verb (say) stays in its basic form.
Bahasa Indonesia: Gunakan 'did' untuk mengajukan pertanyaan tentang masa lalu. Saat menggunakan 'did', kata kerja utama (say) kembali ke bentuk dasar.
What did you eat for lunch?
Apa yang kamu makan untuk makan siang?
EN: In English, we often use 'say' when referring to what is written in a letter, sign, or book, rather than 'write'.
EN: Use 'will' followed by a base verb to talk about things that are going to happen in the future.
Bahasa Indonesia: Gunakan 'will' yang diikuti dengan kata kerja dasar untuk membicarakan hal-hal yang akan terjadi di masa depan.
I will call you tomorrow.
Saya akan menelepon Anda besok.
EN: In the US, insurance companies often update their policies and premiums annually, which is why 'next year' is a common timeframe for these changes.
EN: Use 'be verb + -ing' to talk about things that are happening now or changing over time.
Bahasa Indonesia: Gunakan 'be verb + -ing' untuk membicarakan hal-hal yang sedang terjadi atau sedang berubah saat ini.
The price of milk is going up.
Harga susu sedang naik.
EN: In many Western countries, insurance premiums (like health or car insurance) are adjusted annually. It is common for people to express frustration when costs increase every year.
EN: Use 'will be' + 'adjective' to talk about a future state or condition.
Bahasa Indonesia: Gunakan 'will be' + 'adjective' untuk membicarakan keadaan atau kondisi di masa depan.
The weather will be cold tomorrow.
Cuaca besok akan sangat dingin.
EN: In many English-speaking countries, health insurance premiums are reviewed and often adjusted annually, which is why the characters are discussing 'next year'.
EN: Use 'How much more' to ask about an additional amount of money or quantity compared to a previous state.
Bahasa Indonesia: Gunakan 'How much more' untuk menanyakan jumlah uang atau kuantitas tambahan dibandingkan sebelumnya.
How much more time do we need?
Berapa banyak waktu tambahan yang kita butuhkan?
EN: In many English-speaking countries, insurance premiums are often adjusted annually, making this a common question during open enrollment or policy renewal periods.
EN: Use 'more per [time period]' to describe an increase in cost or frequency over a specific duration.
Bahasa Indonesia: Gunakan 'more per [unit waktu]' untuk menggambarkan kenaikan biaya atau frekuensi dalam rentang waktu tertentu.
I need to drink two more glasses of water per day.
Saya perlu minum dua gelas air lebih banyak setiap hari.
EN: In the US, insurance premiums are often discussed in monthly or yearly increments. Using 'per month' is the standard way to talk about recurring bills.
EN: Use 'but' to connect two opposite ideas or to add a contrasting thought to a sentence.
Bahasa Indonesia: Gunakan 'but' untuk menghubungkan dua ide yang berlawanan atau untuk menambahkan pemikiran yang kontras dalam suatu kalimat.
The car is old, but it is fast.
Mobil ini sangat tua, tetapi cepat.
EN: In the US, 'coverage' refers to the specific amount of protection or benefits an insurance policy provides. People often balance the cost (premium) against the quality of coverage.
EN: The word 'read' is the past tense form here. In English, 'read' (present) and 'read' (past) are spelled the same but pronounced differently. The past tense sounds like the color 'red'.
Bahasa Indonesia: Kata 'read' di sini adalah bentuk past tense. Dalam bahasa Inggris, 'read' (present) dan 'read' (past) ejaannya sama, tetapi pelafalannya berbeda. Bentuk past tense dilafalkan seperti warna 'red'.
I read the news yesterday.
Saya membaca berita kemarin.
EN: In the US health insurance system, a 'deductible' is a common term. It refers to the amount you must pay out-of-pocket before your insurance provider begins to pay for covered services.
EN: Use 'What is... exactly?' when you want a clear and detailed definition of a specific term you don't fully understand.
Bahasa Indonesia: Gunakan 'What is... exactly?' saat Anda menginginkan definisi yang jelas dan terperinci tentang istilah tertentu yang tidak sepenuhnya Anda pahami.
What is a mortgage exactly?
Apa sebenarnya pinjaman hipotek itu?
EN: In the US healthcare system, a 'deductible' is a common but often confusing term. It refers to the amount you must pay out-of-pocket for healthcare services before your insurance plan begins to pay.
EN: Use 'before' to show that one action happens first. In this sentence, we pay money first, and then the insurance company helps later.
Bahasa Indonesia: Gunakan 'before' untuk menunjukkan bahwa satu tindakan terjadi terlebih dahulu. Dalam kalimat ini, kita membayar uang terlebih dahulu, lalu perusahaan asuransi akan memberikan bantuan setelahnya.
Wash your hands before you eat.
Cuci tangan Anda sebelum makan.
EN: In the US health insurance system, a 'deductible' is a common concept. It is the fixed amount you must pay out-of-pocket for covered health care services before your insurance plan begins to pay.
EN: Use 'First... and then...' to describe a sequence of events or steps in a process.
Bahasa Indonesia: Gunakan 'First... and then...' untuk menjelaskan urutan kejadian atau langkah-langkah dalam suatu proses.
First we eat dinner, and then we watch a movie.
Kita akan makan malam dulu, lalu menonton film.
EN: In the US healthcare system, a 'deductible' is a common concept where the patient must pay a specific amount out-of-pocket before the insurance company starts to cover the costs.
EN: Use 'Do you' at the beginning of a sentence to ask a question about a current fact or habit.
Bahasa Indonesia: Gunakan 'Do you' di awal kalimat untuk mengajukan pertanyaan tentang fakta atau kebiasaan saat ini.
Do you like coffee?
Apakah Anda suka kopi?
EN: In English, 'doctor visit' or 'doctor's appointment' is commonly used to refer to a medical check-up or consultation.
EN: Use 'went' (the past tense of 'go') to talk about an action that happened and finished in the past.
Bahasa Indonesia: Gunakan 'went' (bentuk lampau dari 'go') untuk membicarakan tindakan yang sudah terjadi dan selesai di masa lalu.
She went to the park yesterday.
Dia pergi ke taman kemarin.
EN: In many Western countries, a 'check-up' refers to a routine physical examination to maintain health, often covered by insurance once a year.
EN: Use 'need to' followed by a base verb to express a necessity or something you must do.
Bahasa Indonesia: Gunakan 'need to' diikuti kata kerja bentuk dasar untuk menyatakan keperluan atau sesuatu yang harus dilakukan.
I need to buy some milk.
Aku perlu membeli susu.
EN: In the US health insurance system, a 'claim' is a formal request to an insurance company asking for payment based on the terms of the insurance policy. Patients often have to follow up on these to ensure the doctor gets paid.
EN: To ask a question about the past, start with 'Did' followed by the person (subject) and the basic form of the action (verb).
Bahasa Indonesia: Untuk mengajukan pertanyaan tentang masa lalu, mulailah dengan 'Did' yang diikuti oleh subjek dan kata kerja bentuk dasar.
Did you eat breakfast?
Apakah kamu sudah sarapan?
EN: In medical contexts, 'the papers' often refers to specific documents like prescriptions, receipts, or insurance claim forms.
EN: Use 'on' to describe something that is touching the surface of an object, like a desk or a table.
Bahasa Indonesia: Gunakan kata depan 'on' untuk menggambarkan sesuatu yang menyentuh permukaan suatu benda, seperti meja kerja atau meja makan.
The keys are on the table.
Kunci ada di atas meja.
EN: In many English-speaking countries, keeping physical copies of insurance documents and medical bills is common for tax and record-keeping purposes, even in the digital age.
EN: The verb 'help' can be followed by an object and then another verb without 'to' (help someone do something).
Bahasa Indonesia: Kata kerja help dapat diikuti oleh objek lalu kata kerja lain tanpa 'to', yang berarti membantu seseorang melakukan sesuatu.
Can you help me carry these bags?
Bisa bantu saya membawakan tas-tas ini?
EN: In English-speaking countries, insurance forms can be complex. Offering to 'help fill out' a form is a common way to show support to family members or friends.
EN: Use 'will be' + 'adjective' to talk about a future state or result.
Bahasa Indonesia: Gunakan 'will be' + 'adjective' untuk membicarakan keadaan atau hasil di masa depan.
The weather will be sunny tomorrow.
Cuaca besok akan sangat cerah.
EN: In Western culture, acknowledging help and emphasizing teamwork ('together') is a common way to show appreciation and build rapport.
EN: Use 'should' followed by a base verb to give advice or suggest a good idea.
Bahasa Indonesia: Gunakan 'should' yang diikuti kata kerja bentuk dasar untuk memberikan saran atau menyampaikan ide yang baik.
We should buy some milk.
Kita sebaiknya membeli susu.
EN: In many Western countries, people often 'shop around' for insurance every year to find the best rates, as prices can change frequently.
EN: Use 'can' to express possibility or the ability to do something in the future.
Bahasa Indonesia: Gunakan 'can' untuk menyatakan kemungkinan atau kemampuan untuk melakukan sesuatu di masa depan.
We can watch a movie tonight.
Kita bisa menonton film nanti malam.
EN: Use 'will' to express a decision made at the moment of speaking or to offer help.
Bahasa Indonesia: Gunakan 'will' untuk menyampaikan keputusan yang dibuat secara spontan saat berbicara atau untuk menawarkan bantuan.
I will open the window for you.
Biar saya bantu bukakan jendelanya.
EN: In many English-speaking households, it is common to divide chores or tasks (like cooking vs. searching for information) to show cooperation.
Kosakata utama dengan pengucapan IPA, definisi, contoh kalimat, dan kuis interaktif.
Dalam konteks: asuransi
Dalam konteks: Premi asuransi
Dalam konteks: Cakupan asuransi; perlindungan
Dalam konteks: Biaya risiko sendiri; deductible
Dalam konteks: Pemeriksaan kesehatan secara berkala
Dalam konteks: Pengajuan klaim asuransi
Dalam konteks: Membandingkan
Dalam konteks: Mencari; mencari informasi
Frasa dengan label jenis, definisi dwibahasa, catatan penggunaan, dan contoh kalimat.
To increase in price, amount, or level.
Naik; meningkat
To complete a form or document by writing information in the spaces provided.
Mengisi (formulir, dokumen)
A specific type of insurance policy with set benefits and costs.
Rencana asuransi
To search for information on the internet.
Mencari secara daring
The amount of money that an individual or business must pay for an insurance policy.
Premi asuransi
The amount of protection or the specific risks that are covered by an insurance policy.
Cakupan asuransi
The amount of money that the insured person must pay out of pocket before the insurance company starts to pay for a loss.
Deduktibel / Potongan biaya
A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
Klaim asuransi