Health Insurance
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#1
Robert, we got a letter from the insurance company.
Robert,我們收到了一封保險公司的來信。
#2
Oh, what did it say?
喔,信上說了什麼?
#3
They will change our plan next year.
他們明年會更改我們的計畫。
#4
Really? Is the premium going up again?
真的嗎?保險費又要漲了嗎?
#5
Yes, the premium will be higher next year.
是的,明年的保險費會更高。
#6
How much more will we pay each month?
我們每個月要多付多少錢?
#7
About fifty dollars more per month.
大約每個月多五十美元。
#8
That is a lot, but we need good coverage.
那很多,但我們需要良好的保險保障。
#9
I also read about the deductible.
我也讀到了關於自付額的部分。
#10
What is a deductible exactly?
自付額究竟是什麼?
#11
It is the money we pay before insurance helps.
這是我們在保險公司幫忙支付之前,我們自己要付的錢。
#12
Oh, so we pay first, and then they pay.
喔,所以我們得先付錢,然後他們才付。
#13
Do you remember my doctor visit last month?
你記得我上個月去看醫生的事嗎?
#14
Yes, you went for a check-up.
是的,你去做了健康檢查。
#15
I need to send a claim for that visit.
我需要為那次就診寄出一份理賠申請。
#16
Did the doctor give you the papers?
醫生有給你那些文件嗎?
#17
Yes, I have all the papers on my desk.
是的,我所有的文件都在我的書桌上。
#18
I will help you fill out the claim form.
我會幫你填寫理賠申請表。
#19
Thank you! That will be faster together.
謝謝你!兩個人一起做會比較快。
#20
We should also compare other insurance plans.
我們也應該比較其他的保險方案。
#21
Good idea. We can look online this weekend.
好主意。我們這週末可以上網查看。
#22
Great, I will cook dinner and you can search.
太好了,我來煮晚餐,你可以上網搜尋。